Hart Homes with VA Loan Listing Terms

Hart Homes with VA Loan Listing Terms

Welcome to Hart, Michigan – a charming city nestled in the heart of Oceana County, where scenic landscapes meet a friendly community spirit. Known for its serene surroundings and rich history, Hart offers a unique blend of small-town charm and modern conveniences, making it an ideal place to call home.

As you explore the quaint streets of Hart, you’ll discover a welcoming atmosphere filled with local shops, parks, and a vibrant community center. The city is surrounded by the stunning natural beauty of the Manistee National Forest, offering countless opportunities for outdoor activities like hiking, fishing, and camping. With its close proximity to Lake Michigan, residents can easily enjoy sandy beaches and breathtaking sunsets, making every day feel like a vacation.

For those considering a move to Hart, homes here are not only affordable but also accessible through VA Loan listings. This means that veterans and active-duty service members can take advantage of favorable mortgage terms, making homeownership more attainable. Whether you’re looking for a cozy cottage or a spacious family home, Hart has a variety of options that cater to different lifestyles and budgets.

With a strong sense of community and a commitment to preserving its natural beauty, Hart is a place where you can truly feel at home. If you’re ready to embark on your journey of homeownership in this picturesque city, don’t miss out on the available VA Loan listings that make your dream of living in Hart a reality. Come and experience the warmth and charm of Hart, Michigan – where your next chapter awaits!

Newest Hart Homes with VA Loan Listing Terms

3 Beds ⋅ 1 Baths ⋅ 26037102 MLS ⋅ ACTIVE Status

Well maintained ranch style home on a large 3.6 acre lot. The property features 3 bedrooms, all on the main level, one full bathroom and a full basement with loads of potential. Outside of the home there is a covered patio out back, inside of a fenced in area, along with a firepit for gathering. A large two-stall garage offers convenient vehicle storage and room for a workshop, with plenty of extra space for parking along the long driveway. This home sits far off the road, with a tree line for privacy, but is an excellent location for commuters to get on the expressway. It is centrally located between downtown Hart and Pentwater. The outdoors also includes beautiful established landscaping, some underground sprinklers and a shed for extra storage. Check it out today!

6003 N Oceana Drive, Hart

3 Beds ⋅ 2 Baths ⋅ 26036901 MLS ⋅ ACTIVE Status

Built in 2022, this beautiful 3 bedroom, 2 bathroom home offers modern comfort with deeded access to Hart Lake. The open concept layout features a spacious kitchen with quartz countertops, while the primary suite includes a walk-in closet and a relaxing soaking tub. Radiant in floor heat and an on-demand water heater provide year-round comfort and energy efficiency. Conveniently located just miles from the Silver Lake Sand Dunes and the village of Pentwater, this home is the perfect place to enjoy all that West Michigan has to offer!

3970 W Destiny Drive, Hart

4 Beds ⋅ 3 Baths ⋅ 26032762 MLS ⋅ ACTIVE CONTINGENT Status

Amazing location just outside of town less than a mile from all of the Schools! Sprawling 4 bedroom 3 bath ranch home on over 3 acres and perfect for a hobby farm or just enough room for outdoor toys and activities. Large pole building with high ceilings, perfect for any kind of project, workshop, storage ect... Home has had extensive updates over the years, the details are in the finishes and careful thought in the flow and floorplan. The primary suite has so much to offer with 2 closets (hers & his) not to mention the actual space with double sinks and shower. Move into the Kitchen for that open concept feel with the eat in feel and snack bar. Gorgeous cabinets with hard surface countertops and newer appliances. A cozy wood stove takes that Winter chill off with additional cost savings. Full basement for the extension of your imagination with potential for an in-law suite and separate one-stall garage or workshop. This Location is truly the added and one of the most important features as it is close to Hart lake access, downtown shopping/dining yet with a country feel. If you are looking for convenience with a mix of country, this is it!!!!

3585 N 72nd Avenue, Hart

2 Beds ⋅ 2 Baths ⋅ 26031217 MLS ⋅ ACTIVE Status

Completed in Fall 2025, this beautifully designed 2-bedroom, 2-bath barndominium sits on 15 private acres in Hart, offering the perfect blend of modern craftsmanship and natural beauty with piece of mind for years to come. Tucked away in a peaceful setting with a mix of wooded and semi-open farmland, this property delivers privacy, recreation, and year-round enjoyment. Step onto the impressive 400 sqft covered front porch--an ideal place to take in quiet country sunrises and the changing Michigan seasons. Inside, custom double glass entry doors welcome you into a bright, open-concept living space filled with natural light and elevated by soaring 10-foot ceilings. The kitchen serves as the centerpiece of the home, featuring a massive one-of-a-kind black walnut live-edge island, quartz countertops, premium quiet-close cabinetry, and brand-new Maytag appliances with a 10-year manufacturer warranty. Premium finishes continue throughout, including Pergo LifeProof cherry wood luxury vinyl plank flooring, solid core interior doors, and carefully selected high-end paints. The thoughtfully designed floor plan offers both openness and privacy, with a spacious primary suite set apart from the main living area. A 3-zone mini-split heating system provides efficient, customizable comfort year-round. The attached garage offers flexibility and can easily be converted into a third bedroom, office, or additional living space. Outdoors, the 15-acre parcel offers endless possibilities--from hunting and recreation to trail riding and exploring, with a landscape that blends wooded cover and open ground. Located just 15 minutes from Pentwater and Charles Mears State Park, and a short drive to Ludington State Park and the Silver Lake Sand Dunes, this property provides easy access to Lake Michigan beaches, boating, hiking, and vibrant small-town shopping. Enjoy stunning fall colors, and in the winter months, snowmobile directly from your property. Whether you're looking for a full-time residence, seasonal retreat, or recreational getaway, this property offers a rare combination of quality construction, acreage, and prime West Michigan location.

875 E Jackson Road, Hart

4 Beds ⋅ 2 Baths ⋅ 26029381 MLS ⋅ ACTIVE Status

507 S. State Street is the quintessential tome on a small-town main street. With its classic architecture, stately oak tree shading the front yard, and a backyard made for summer barbecues, it captures the timeless charm of nostalgic Americana. Inside, hardwood floors, a formal dining room, rich original woodwork, and a clawfoot tub speak to the craftsmanship and character of a bygone era. Offering four bedrooms, two bathrooms, and a heated workshop and garage, the home provides both warmth and functionality. Best of all, it's just a short stroll down the sidewalk to downtown Hart's shops and restaurants. Grab a coffee at Stella's, enjoy an ice cream and summer concert in the commons, or watch the fireworks over the lake--all without reaching for your car keys. For decades, 507 S. State Street has been the backdrop for a life well lived. Now it's ready to welcome new owners to write the next chapter. Step into the future with a home that honors the best of the past

507 S State Street, Hart

5 Beds ⋅ 3 Baths ⋅ 26026839 MLS ⋅ ACTIVE Status

Welcome to country living just east of Hart in the beautiful Oceana Co. A spacious 5-bedroom, 3 bath home on almost 2 acres of well-groomed land with a very large 48 x 72 insulated pole barn w/ loft - ready for whatever your needs may be, from storage, to entertainment, to a barndominium. The home boasts an open floor plan w/ a large kitchen flowing into the dining & family living area. A master suite with its own private bath & large walk-in closet on the upper level to 2 add'l large bedrooms & a full bath on the main level & 2 more bedrooms on the lower level with a family/recreation area, full bath, all on a walkout level. Beautiful accents of plank ceilings & lots of storage. The home even features geothermal heating. Located just minutes from US 31 to Silver Lake Sand Dunes to Lake Michigan.

2861 W Polk Road, Hart

1 Beds ⋅ 1 Baths ⋅ 26026552 MLS ⋅ ACTIVE Status

Vacation Retreat & custom built home on 17 beautiful wooded acres with trails and a food plot. Pole barn offers guest quarters, a full bath, bar and a gaming area for events. Extra storage for all of your toys. The home offers 1 full bedroom, 1 bath with main floor laundry. High-end Stainless appliances, a stainless farm sink, Anderson windows, walnut butcher block counter tops, a quartz island and sliders to an over sized deck. A full walkout lower level with sliders to the patio. Great hunting property or recreational property only 20 minutes frrom Silver Lake Dunes Steel roof, gradeed circle drive way. MOVE IN READY! FURNISHINGS NEGOTIABLE.

6830 N 120th Avenue, Hart

8 Beds ⋅ 9 Baths ⋅ 26019603 MLS ⋅ ACTIVE Status

Introducing a rare offering in the heart of quaint Hart, Michigan. 303 S. Courtland is a carefully maintained 1905 Victorian estate showcasing timeless elegance and historic charm. From the banisters of the grand stairwell to the floor-to-ceiling cabinetry of the butler's pantry, the home tells a story of craftsmanship and care. Once a well-known bed and breakfast, the main home offers 6 bedrooms each with a private full bathroom, a modern kitchen, formal dining, and airy sitting rooms. Complemented by a charming 2 bedroom, two bathroom carriage house with full kitchen, this property offers both versatility and a glimpse into a bygone era--perfectly blending historic appeal, everyday livability, and income potential. The manicured courtyard offers a jacuzzi tub, gathering area, and private sun deck. Tucked within a welcoming community just moments from the shores of Lake Michigan, this is a rare opportunity to own an enchanting piece of architecture and step into a timeless future.

303 S Courtland Street, Hart

2 Beds ⋅ 2 Baths ⋅ 26017144 MLS ⋅ ACTIVE Status

Escape to the peace and privacy of country living with this newly built 2-bedroom, 2-bath home set on 6.75 beautiful acres just outside of Pentwater. This thoughtfully designed home offers modern comfort paired with a serene, natural setting--complete with two private ponds that enhance both the views and the overall atmosphere. Start your mornings on the back deck taking in breathtaking sunrise views, and end your evenings relaxing on the covered front porch as the sun sets over the countryside. The property also features a detached garage, offering plenty of space for storage, hobbies, or recreational equipment. Whether you're looking for a full-time residence or a peaceful getaway, this property delivers the perfect blend of new construction, acreage, and tranquil surroundings--all just a short drive from Pentwater's beaches, shops, and dining.

2346 W Madison Road, Hart

3 Beds ⋅ 2 Baths ⋅ 26010874 MLS ⋅ ACTIVE Status

This beautifully crafted ranch style home features a spacious yard, deeded access to Hart Lake, an over-sized 2-car attached garage, and a large covered porch. The thoughtfully designed interior offers 9' ceilings, 36'' doors, wide hallways, and lever-style door handles. The central, open-concept living area boasts a dining area, living room with French doors and built in shelves, and a kitchen with center island and ample storage. This large, airy space is great for daily living and for entertaining. To the left of the great room, you find the primary suite a bright and spacious bedroom, generous walk-in closet, and ensuite bath with tiled shower and dedicated vanity area, as well as a flexible bonus room. Use this flex room as an office, craft room, library, toy room, exercise room, or whatever meets your family's needs. Between the great room and the 28 x 24 garage, you will find 2 additional bedrooms with french door access to large closets, and a full bath with laundry area. A spacious entry with bench seating and coat hooks serves as a mudroom. This beautiful home is built on an insulated 4' crawl space and the garage has extra high ceilings so even more storage options are available for your family's needs. Enjoy your private access to Hart Lake and nearby access to outdoor activities such as disc golf and the Rail Trail. Downtown Hart and the expressway are only minutes away and a short drive brings you to Pentwater, Silver Lake, and beautiful beaches. With everything in the home being new, it offers a level of freshness and quality that's difficult to fully capture in words. Schedule your showing today to experience all this home has to offer.

3935 West Destiny Drive, Hart

3 Beds ⋅ 2 Baths ⋅ 26008377 MLS ⋅ ACTIVE Status

Nestled on 3.15 beautiful, park-like acres in Hart Township, this charming 3-bedroom, 2-bath home offers space, character, and opportunity. Enjoy a peaceful, private setting just minutes from downtown Hart--the perfect blend of convenience and country living. Inside, timeless details shine with hardwood floors, original trim, a classic staircase, and tall ceilings that create a warm, inviting feel. A brand-new second full bath on the main level adds modern function while leaving room to make the home your own. Outdoor living stands out with an expansive new deck featuring a retractable awning, a built-in tiled hot tub for relaxing evenings, and a large enclosed porch for added seasonal space. The attached garage and outbuilding provide ample storage. All of this includes deeded private access to Hart Lake--enjoy boating, fishing, and lakeside living without full waterfront taxes.

3338 W Abbey Road, Hart

3 Beds ⋅ 2 Baths ⋅ 25060882 MLS ⋅ ACTIVE CONTINGENT Status

Welcome to this charming 3-bedroom, 2-bath home set on over 3 peaceful acres with water frontage on a private, man-made lake. Enjoy a spacious living room that flows to a dining area with a sliding door leading to the deck, perfect for relaxing and taking in the views. The backyard offers convenience for pets or play, and the large pole barn provides excellent storage or workspace. A great blend of comfort, land, and unique waterfront living.

4535 N 68th Avenue, Hart

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