Oceana Homes with MSHDA Listing Terms

Oceana Homes with MSHDA Listing Terms

Welcome to Oceana County, Michigan, a hidden gem nestled along the stunning shores of Lake Michigan. Known for its breathtaking landscapes, vibrant outdoor activities, and tight-knit community, Oceana County offers a perfect blend of rural charm and modern conveniences. With its picturesque beaches, lush forests, and serene lakes, it’s an ideal location for families, retirees, and anyone looking to embrace a tranquil lifestyle.

Oceana County is rich in history and culture, featuring quaint towns like Hart and Shelby, where you can enjoy local shops, delicious eateries, and seasonal festivals. The area is also home to numerous parks and recreational areas, making it a haven for nature lovers and adventure seekers alike. From hiking and biking trails to fishing and boating opportunities, there's no shortage of ways to enjoy the great outdoors.

For those interested in homeownership, Oceana County offers unique opportunities through MSHDA (Michigan State Housing Development Authority) Listing Terms. This program is designed to assist homebuyers with affordable financing options, making it easier to find your dream home in this idyllic region. Whether you're seeking a cozy cottage by the lake or a spacious family home in a peaceful neighborhood, the MSHDA program can open doors to homeownership that you may have thought were out of reach.

Explore the possibilities in Oceana County, where your dream home awaits amidst stunning natural beauty and a welcoming community. With MSHDA's support, your journey to homeownership is not just a dream; it's a reality waiting to be embraced. Discover the charm of Oceana County today!

Newest Oceana Homes with MSHDA Listing Terms

2 Beds ⋅ 2 Baths ⋅ 26047738 MLS ⋅ ACTIVE Status

Rare opportunity to own a well-constructed cabin in the desirable Cobmoosa Shores community, complete with access to over 1,500 feet of shared, deeded Lake Michigan frontage. Spend your days swimming, walking the beach and enjoying unforgettable sunsets, with nearby Stony Lake offering boating, fishing and kayaking. The area is surrounded by some of West Michigan's favorite destinations, including Silver Lake State Park and its ORV dunes, Little Sable Point Lighthouse, Mac Wood's Dune Rides, local golf courses, farm markets, wineries and Lewis Adventure Farm & Zoo. The shops, restaurants and waterfront communities of Pentwater, Silver Lake, Ludington and Whitehall are also within easy driving distance. Whether you enjoy quiet mornings in the woods, afternoons on the water or exploring the lakeshore, this cabin places it all within reach. (Seller prefers to sell furnished) No private showings until after Open House Saturday 9/12,

9209 Erie Trail, Shelby

4 Beds ⋅ 4 Baths ⋅ 26047440 MLS ⋅ ACTIVE Status

This 3,861-sq. ft. custom built four-bedroom home in the desirable Apache Hills Subdivision offers substantial living space on a nearly 3/4-acre lot in Pentwater. Whether you enjoy cooking in the chef's kitchen, sitting in front of one of 3 fireplaces, or even relaxing in the private indoor sauna, this home has something for everyone! Four full bathrooms provide convenience for a multi-occupant household, while the two-car garage delivers practical storage and vehicle protection. Some of the home features include a newer roof, new furnace, waterproofing system in basement, along with many other major updates, allowing for peace of mind. Outdoor space includes professionally landscaped yard, patio and fire pit, along with a fenced in area. Low HOA fee ($280/yr) provides use of private boat launch on Pentwater Lake & snow removal, making this a perfect choice for a year-round retreat. Contact the Apache Hills HOA at apachehillsbod@gmail.com for additional community details.

5439 Shawnee Road, Pentwater

3 Beds ⋅ 3 Baths ⋅ 26047416 MLS ⋅ ACTIVE Status

Welcome to your own slice of West Michigan country living! This inviting 3-bedroom, 2-bath home offers the perfect blend of comfort, space, privacy, and outdoor adventure. With a warm and welcoming feel, generous living spaces, and room to truly make yourself at home, this property is the kind of place where quiet mornings, summer evenings, and weekends outdoors become part of everyday life. Step outside and enjoy your own private country setting with plenty of room to entertain, garden, gather around a fire, or simply take in the peaceful surroundings. For the outdoor enthusiast, the Hesperia area is known for its abundance of lakes, rivers, wooded countryside, and recreational opportunities—making this an ideal home base for fishing, hunting, kayaking, and exploring all four Michigan seasons. Whether you're coming home after a day on the water, a morning in the woods, or simply looking to escape the hustle.

4512 Traxton Drive, Hesperia

2 Beds ⋅ 1 Baths ⋅ 26047281 MLS ⋅ ACTIVE BACKUP Status

Check out this adorable home ready for your summer get-a-ways or your year around home. This home is currently used as a vacation rental so if you are looking to broaden your investment portfolio or jump into the investment side here is a great starter property. Two bedroom one bath low maintenance close to Silver lake, Pentwater, Ludington and with your private shared frontage on Lake Michigan. Cedar Point park is super close and is a gorgeous local county park that has picnic tables, a pavilion and easy stairs straight to the vast lake frontage. Call for your private showing today.

4827 N Pine Avenue, Mears

2 Beds ⋅ 2 Baths ⋅ 26047074 MLS ⋅ ACTIVE Status

Waterfront living awaits at this stunning property in Mears,MI situated on Lake Marie and just a few steps away from Silver Lake Sand Dunes access and Silver Lake Access! The 1,025 square feet of finished living space offers efficient, comfortable accommodations with 2 large bedrooms and 1.5 bathrooms, which currently sleeps 6-7 comfortably as a short term rental. This lakefront property provides a rare opportunity to own a piece of Michigan waterfront real estate, combining accessible square footage with the lasting appeal of water-based ownership and your very own Silver Lake area getaway. Whether you're seeking a weekend retreat, short term rental or year-round residence, this home delivers both practicality and the unique value that comes with waterfront land. This property has been beautifully renovated, and is turn key ready for you to move in and enjoy the water and recreation areas! Set up your private viewing today!

1864 N 24th Avenue, Mears

2 Beds ⋅ 1 Baths ⋅ 26046993 MLS ⋅ ACTIVE Status

Your place at Lake Michigan is waiting. Tucked into a wooded setting near Silver Lake, this completely renovated 2-bedroom cottage is ready for weekends away, beach days and a slower pace. Set on three lots totaling approximately .67 acres, the property offers privacy, outdoor space and private Lake Michigan beach access just a short walk away. Extensive improvements include a renovated kitchen and bath, new flooring, new deck, updated plumbing, professional foundation stabilization, a 2025 tankless water heater and a 2025 heat pump/AC mini-split. The deck extends the living space outdoors, surrounded by trees and nature. Close to the dunes, Silver Lake State Park and Little Sable Point Lighthouse. Enjoy it as your own Lake Michigan getaway, with the added flexibility of vacation-rental use. Property is currently rented, do not walk property or approach renters.

56 S Lighthouse Drive, Mears

4 Beds ⋅ 2 Baths ⋅ 26046074 MLS ⋅ ACTIVE Status

Spacious 4-bedroom, 2-bath manufactured home offering over 2,300 sq. ft. of finished living space and located only 11 miles from downtown Hart. Each of the 4 bedrooms has a vaulted ceiling and large closet. The primary bedroom has an ensuite with oversized tub, double sinks, & separate shower. There are 2 living room options, as well as front, side & back decks for even more outdoor living! The expansive 4-acre lot provides space to grow and plenty of privacy, with no neighbors close by. The unfinished walkout basement is full of potential, including adding additional bedrooms, if desired. High speed fiber-optic internet available. Many new or recent updates, including new flooring throughout, the well (only 2 years old), fridge, hot water heater & furnace stack, all new in 2026 and dishwasher is only 2 years old. Overall, this property combines tons of space inside with loads of outdoor living options, delivering solid value for buyers seeking a private piece of paradise. Home previously surveyed, stakes still there/locatable (owner does not have survey to provide, though).

2905 E Jackson Road, Walkerville

4 Beds ⋅ 2 Baths ⋅ 26046025 MLS ⋅ ACTIVE Status

6.44 ACRES. 4 BEDROOMS. 3 POLE BARNS. WALKING DISTANCE TO STONY LAKE. If you've been waiting for a property that gives you privacy, space, and room to enjoy the outdoors, this one is worth a look! Tucked away on a private over 6-acre setting, this well-maintained ranch offers nearly 1,400 sq. ft. of comfortable main-level living with 4 spacious bedrooms and 1.5 updated baths. The welcoming front porch leads into a bright living room with beautiful hardwood floors, natural wood trim, a stylish stacked-stone fireplace, and a large picture window bringing in plenty of natural light. The updated kitchen is a standout, featuring bright white soft-close cabinetry, tiled backsplash, and a convenient snack bar overlooking the dining area. Main-floor laundry and underfloor heating add comfort and convenience. Step outside and the possibilities really open up. The property includes approximately 200 feet of dog invisible fencing, a 2-stall attached garage, and 3 large pole barns—perfect for storing equipment, boats, recreational toys, or tackling your next hobby or project. With 6 acres, there's plenty of room to enjoy the property your way. And the location? Stony Lake is within walking distance, while Silver Lake and Lake Michigan are just a short drive away. Spend your days boating, fishing, relaxing at the lake, or simply enjoying the peace and privacy of your own acreage. Properties offering this much land, storage, and lake-area convenience don't come along every day. Come see it for yourself—you may have just found the one you've been looking for!

8590 W Thomas Street, Shelby

3 Beds ⋅ 3 Baths ⋅ 26045259 MLS ⋅ ACTIVE Status

Spacious 3-bedroom, 3-bath ranch situated on 10 acres across from Lake Michigan & Claybanks Township Park, offering privacy, recreation, and plenty of room to roam. The open yet wooded property features fruit trees, abundant wildlife, and borders public land, making it an ideal setting for enjoying everything West Michigan has to offer. Inside, the generous main-floor living space is complemented by large windows throughout, a recently renovated primary ensuite, unique terrarium room, and slider leading to the back patio. A full basement provides plenty of additional space and potential, while the attached garage and outdoor lean-to offer convenient storage for recreational equipment and more. Enjoy a peaceful country setting with the Lake Michigan shoreline just a short walk away!

8183 W Cleveland Road, New Era

2 Beds ⋅ 2 Baths ⋅ 26044903 MLS ⋅ ACTIVE Status

Welcome to 2465 E Arthur Road, a move in ready 2 bedroom, 2 bathroom ranch situated on nearly 22 acres in rural Oceana County. The property directly adjoins the Manistee National Forest, making this an outstanding setting for hunters, outdoor enthusiasts or anyone looking for privacy and room to roam. The North Branch of the White River is also nearby, well known locally for trout and steelhead fishing. Inside, the home offers approximately 1,350 square feet on the main level with a comfortable open living space, hardwood floors, a spacious kitchen, main floor laundry and two full bathrooms. A full unfinished basement provides plenty of additional storage and possibilities. Outside, the long property offers a mix of open ground and wooded surroundings along with a large detached garage/pole building with plenty of room for vehicles, equipment, toys or a workshop. With nearly 22 acres of your own and hundreds of acres of public land right outside your door, this is a unique opportunity for year round living, a recreational property or a West Michigan getaway.

2465 E Arthur Road, Rothbury

3 Beds ⋅ 3 Baths ⋅ 26044718 MLS ⋅ ACTIVE Status

Welcome to FLORA-DALE Association at Silver Lake! This property features 2200 sq ft of finished living space and 400 feet of shared frontage with deeded lake access on SILVER LAKE! It offers documented rental income opportunities of $3000-$3500 in season weekly amounts. This home has 3 bedrooms ( with an opportunity to be made into 5), 3 full baths on a beautiful wooded, private lot. This home is situated with an open floor plan and has an outdoor deck, large remodeled kitchen, flexible living space, main floor primary bedroom and bath, laundry and a beautifully finished daylight basement, there is room for the entire crew. The association grounds include a walking/golf cart/ bike path to association pool, clubhouse, basketball and tennis/pickelball courts and Silver Lake frontage. On the water is BOAT SLIP availability for your watercraft, ready for you to enjoy the lake and the dunes. This home has been recently remodeled, upgrades include: appliances, kitchen, Paint and flooring. Call to set up your private showing today!! HOA info : https://002014.wixsite.com/floradale

506 N Northern Lights Road, Mears

3 Beds ⋅ 2 Baths ⋅ 26043698 MLS ⋅ ACTIVE CONTINGENT Status ⋅ Floradale BLDG.

Welcome to your Silver Lake retreat! Nestled in the highly sought -after Floradale Association near the breathtaking Silver Lake Sand Dunes, one of Michigan's premier destinations for lakeside living and outdoor adventure. This beautifully maintained 3 bedroom, 2 bath home offers comfort, style and exceptional amenities both inside and out. The kitchen features elegant granite countertops, while the spacious primary bathroom showcases a stunning floor to ceiling tiled shower for a luxurious touch. The oversized 3 stall heated garage is a standout feature, complete with a basement level offering the perfect space for a work shop, hobby area, storage and entertainment room. Enjoy everything that the Floradale Association has to offer, including: Up to 2 dock slips on Silver Lake, 400 feet of shared beach frontage, clubhouse, heated swimming pool, tennis / pickleball/basketball courts, shuffleboard and a maintained walking/cart/bike path throughout the association. Whether you are looking for a year round residence, a vacation getaway, or an income property, this property offers the perfect blend of relaxation, recreation and Silver Lake lifestyle living.

9103 W Ranger Road, Mears

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