Oceana Homes with FHA Listing Terms

Oceana Homes with FHA Listing Terms

Welcome to Oceana County, Michigan, a hidden gem nestled along the picturesque shores of Lake Michigan. Known for its stunning natural landscapes, charming small towns, and a rich tapestry of outdoor activities, Oceana County is the perfect place for those seeking a tranquil lifestyle amidst nature's beauty. With pristine beaches, lush forests, and an abundance of recreational opportunities, residents and visitors alike can enjoy hiking, fishing, and boating, making it a paradise for outdoor enthusiasts.

Oceana County is not just about nature; it’s also home to vibrant communities like Hart, Shelby, and Pentwater, where you’ll find delightful local shops, delicious eateries, and a warm sense of community. The county hosts various events throughout the year, celebrating its agricultural roots and cultural heritage, ensuring there’s always something to engage in.

For homebuyers, Oceana County offers a range of housing options, including homes available with FHA listing terms. This is an excellent opportunity for first-time buyers or those looking to invest in real estate, as FHA loans are designed to make homeownership more accessible with lower down payment requirements and flexible credit guidelines. Whether you’re dreaming of a cozy cottage by the lake or a charming family home in a friendly neighborhood, Oceana County has something for everyone.

Discover the enchanting lifestyle that awaits you in Oceana County, where community spirit meets breathtaking landscapes. Your dream home is just a step away!

Newest Oceana Homes with FHA Listing Terms

2 Beds ⋅ 1 Baths ⋅ 26038993 MLS ⋅ ACTIVE Status

Serenity, seclusion, and a super well maintained home! This 2 bedroom, 1 bath home has many updates and a stellar nearly 4 acre property. In addition to being well-maintained overall, this home has a newer septic system and furnace. The detached 26x42 garage provides plenty of space for parking and storage, in addition to the shed. Come take a look at this gem today and maybe you'll spot some wildlife from the covered porch. Full legal- 1085 E SHELBY RD WD-L2012P11026 WD-L2015/P21263 SPL FR 7 IN 96 SEC 20 T14N R16W. COM 480 FT E OF NW COR OF SE 1/4 OF NW 1/4, TH S 400 FT, TH E 450 FT, TH N TO CTR OF SHELBY RD, TH NW'LY ALG CTR OF RD TO N LN OF SE 1/4 OF NW 1/4, TH W TO POB.

1085 Shelby Road, Shelby

3 Beds ⋅ 2 Baths ⋅ 26038584 MLS ⋅ ACTIVE Status

Discover the perfect blend of country living and modern comfort on 23 beautiful acres in Oceana County, located in the Shelby School District. This well-maintained 3-bedroom, 2-bath home offers a functional floor plan, a full basement, and numerous recent improvements, including a new roof, updated main-level flooring, and refreshed kitchen countertops and sink. Outside, the property is packed with amenities. A detached three-stall garage provides ample parking and storage, while the impressive 30' x 40' barn features three horse stalls, a birthing stall, and a 14' x 40' upper loft for additional storage. Relax all summer in the 18' x 36' heated in-ground pool, complemented by a fully equipped pool house complete with a loft sleeping area, full bathroom, and washer/dryer hookups. The expansive acreage includes open pasture and borders state land, creating endless opportunities for horseback riding, hunting, recreation, or simply enjoying the privacy and wildlife. A heat pump installed in 2019 serves as the home's primary heating source, and all appliances are included, making this exceptional property move-in ready. Whether you're looking for a hobby farm, equestrian property, or your own private West Michigan retreat, this one offers a rare combination of space, functionality, and location.

6914 S 128th Avenue, Rothbury

2 Beds ⋅ 1 Baths ⋅ 26038525 MLS ⋅ ACTIVE Status

Enjoy peaceful waterfront living with 155 feet of frontage on the South Branch of the Marquette River! This updated 2-bedroom, 1-bath home offers the perfect blend of comfort and outdoor recreation. Recent improvements completed in 2023 include a new roof, updated plumbing, and a remodeled kitchen, giving buyers added peace of mind. Outside, you'll find a detached garage, multiple storage sheds, and an additional outbuilding, providing plenty of space for vehicles, tools, and recreational equipment. Whether you're looking for a full-time residence, a vacation getaway, or an investment property, this riverfront gem offers endless opportunities to relax, fish, kayak, or simply enjoy the scenic surroundings. Schedule your private showing today

9487 N 192nd Avenue, Walkerville

2 Beds ⋅ 1 Baths ⋅ 26038195 MLS ⋅ ACTIVE Status ⋅ Devonwood BLDG.

Welcome to this two bedroom, one bath condo offering comfortable, low maintenance living. The open floor plan creates a bright and inviting space that's perfect for both everyday living and entertaining. Enjoy the convenience of an attached garage, a private patio out back for relaxing or outdoor dining, and a location that's close to shopping, dining, and everyday amenities. Whether you're a first-time buyer or looking to downsize, this conveniently located condo is a wonderful place to call home.

218 Devonwood Drive, Shelby

5 Beds ⋅ 4 Baths ⋅ 26037999 MLS ⋅ ACTIVE Status

Never before offered for sale, this exceptional Pentwater home is a rare opportunity you won't want to miss. Perfectly situated on a spacious corner lot in the Village of Pentwater, this newer-built home blends modern luxury, thoughtful design, and everyday comfort in one incredible package. Step inside to an expansive open-concept floor plan where the chef's kitchen takes center stage, complete with a large pantry and seamless flow into the living and dining areas, ideal for entertaining or gathering with family and friends. Just outside, unwind on the inviting deck featuring a cozy fireplace, creating the perfect space to enjoy Michigan evenings. The impressive primary suite is a true retreat, offering approximately 535 square feet of private space, a spa-inspired ensuite bathroom, an oversized walk-in closet, and access to the private screened in deck, allowing you to step outside with your morning coffee or unwind by the outdoor fireplace at the end of the day. The finished lower level provides room for everyone with four additional bedrooms, two full bathrooms, a spacious second family room, walk-out access to the backyard, and two dedicated storage rooms. Every detail has been considered, including a generous laundry and mudroom with a built-in dog washing station, making everyday living effortless. The oversized 3+ stall attached garage offers abundant storage for vehicles, recreational equipment, and hobbies. To top it all off, this home is equipped with solar panels and a whole-house generator, providing energy efficiency, savings, and peace of mind year-round. Opportunities like this don't come along often. Be among the first to experience this stunning home.

629 Sands Street, Pentwater

4 Beds ⋅ 4 Baths ⋅ 26037827 MLS ⋅ ACTIVE Status

Welcome to your ultimate coastal sanctuary! Tucked away on a quiet cul-de-sac in Pentwater's coveted Apache Hills Subdivision, this custom 4-bed, 4-bath masterpiece combines high-end luxury with a private wooded retreat—just two minutes from Lake Michigan! Designed for effortless living, the expansive layout features 3 fireplaces, a bright 4-season room, and a private indoor sauna to melt the day away. Above the garage, an enormous bonus room offers endless potential to create a show-stopping guest suite. Step outside to low-maintenance, professionally landscaped grounds and a serene fire pit area. Major updates are complete, including a new furnace and newer roof for turn-key peace of mind. Plus, enjoy exclusive access to a private boat launch on Pentwater Lake for endless boating and fishing, all moments from downtown boutique shops and dining. This rare lifestyle upgrade won't last long!

5439 Shawnee Road, Pentwater

26037538 MLS ⋅ ACTIVE Status

Welcome to a charming Lake Holiday located on 8015 Jupiter Beach Road in Mears, Michigan. This delightful property boasts a spacious layout with frontage on Lake Holiday. Enjoy the serene surroundings with proximity to local amenities and outdoor activities. The parcels or properties features a cozy resort/residential setting on Lake Holiday, three miles from the Silver Lake Park/ORV area. The area has many parks to Lake Michigan and Silver Lake Sand dunes. The area is very appropriate for relaxation. Don't miss the opportunity to explore this wonderful parcels or properties in a beautiful setting.

8005 W Juniper Beach Road, Mears

4 Beds ⋅ 3 Baths ⋅ 26037242 MLS ⋅ ACTIVE Status

Completely updated and move-in ready! This spacious 4-bedroom, 2.5-bath ranch offers over 2,800 finished sq. ft. of living space on a beautifully landscaped double lot. The welcoming main level features an inviting living room with fireplace, updated kitchen with abundant cabinetry and dining area, spacious primary suite, and generously sized bedrooms. The finished lower level with exterior access provides exceptional additional living space with a large family room, recreation area, wet bar, bonus rooms, and abundant storage—perfect for entertaining, guests, hobbies, or a home office. Step outside to an expansive deck overlooking the private backyard with mature landscaping and plenty of room to relax or play. A nearly new geothermal heating and cooling system delivers exceptional energy efficiency and year-round comfort. Ideally located just off the US-31 Shelby exit, you'll enjoy easy commuting and quick access to shopping, restaurants, schools, and some of West Michigan's premier destinations, including Silver Lake Sand Dunes, Lake Michigan beaches, and the Hart-Montague Bike Trail. This beautifully maintained home offers the perfect blend of space, efficiency, updates, and location. Call today for your private showing!

4834 W Elizabeth Drive, Shelby

3 Beds ⋅ 2 Baths ⋅ 26037231 MLS ⋅ ACTIVE Status

Completely remodeled and move in ready, this stunning ranch offers approximately 1,600 sq. ft. of beautifully updated living space on 7 private acres in the desirable Montague School District. From the moment you arrive, you'll appreciate the incredible covered front porch, the perfect place to enjoy your morning coffee, unwind after a long day, or simply take in the peaceful country setting. Inside, natural light fills the home, highlighting the gorgeous custom kitchen with abundant cabinetry, extensive countertop space, and quality finishes throughout. The spacious formal dining area also offers flexibility as a second living or gathering space. The beautifully remodeled bathrooms include a custom barrier free tiled shower, and the convenience of easy one level living makes this home as functional as it is beautiful. Outside, you'll find a detached garage, an oversized covered carport, beautifully landscaped grounds, a backyard fire pit, a spacious yard, and wooded acreage that provides privacy and room to explore. Natural gas service offers the convenience and efficiency that is often hard to find in a rural setting. Enjoy the tranquility of country living while being just minutes from Lake Michigan, White Lake, golf courses, bike trails, boating, parks, restaurants, and countless outdoor recreation opportunities, with an easy commute to Muskegon and Grand Rapids. Brand new roof installed in July 2026. This is a rare opportunity to own a turnkey home with acreage in one of the area's most desirable locations.

3030 W Webster Road, Montague

3 Beds ⋅ 1 Baths ⋅ 26037102 MLS ⋅ ACTIVE Status

Well maintained ranch style home on a large 3.6 acre lot. The property features 3 bedrooms, all on the main level, one full bathroom and a full basement with loads of potential. Outside of the home there is a covered patio out back, inside of a fenced in area, along with a firepit for gathering. A large two-stall garage offers convenient vehicle storage and room for a workshop, with plenty of extra space for parking along the long driveway. This home sits far off the road, with a tree line for privacy, but is an excellent location for commuters to get on the expressway. It is centrally located between downtown Hart and Pentwater. The outdoors also includes beautiful established landscaping, some underground sprinklers and a shed for extra storage. Check it out today!

6003 N Oceana Drive, Hart

4 Beds ⋅ 2 Baths ⋅ 26037088 MLS ⋅ ACTIVE Status

Welcome to this spacious manufactured home offering 1,800 sqft of finished living space across four bedrooms and two bathrooms. Situated on a peaceful 5-acre lot, this property provides generous room and total privacy to enjoy the outdoors. The detached garage offers convenient vehicle storage and workshop potential. This practical home delivers comfortable living with multiple 4, possible 5 bedrooms and 2 full bathrooms. There is a 4ft crawlspace under the home for plenty of additional storage with easy access.

79 N 192nd Avenue, Hesperia

3 Beds ⋅ 2 Baths ⋅ 26036901 MLS ⋅ ACTIVE Status

Built in 2022, this beautiful 3 bedroom, 2 bathroom home offers modern comfort with deeded access to Hart Lake. The open concept layout features a spacious kitchen with quartz countertops, while the primary suite includes a walk-in closet and a relaxing soaking tub. Radiant in floor heat and an on-demand water heater provide year-round comfort and energy efficiency. Conveniently located just miles from the Silver Lake Sand Dunes and the village of Pentwater, this home is the perfect place to enjoy all that West Michigan has to offer!

3970 W Destiny Drive, Hart

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