Oceana Homes with MSHDA Listing Terms

Oceana Homes with MSHDA Listing Terms

Welcome to Oceana County, Michigan, a hidden gem nestled along the stunning shores of Lake Michigan. Known for its breathtaking landscapes, vibrant outdoor activities, and tight-knit community, Oceana County offers a perfect blend of rural charm and modern conveniences. With its picturesque beaches, lush forests, and serene lakes, it’s an ideal location for families, retirees, and anyone looking to embrace a tranquil lifestyle.

Oceana County is rich in history and culture, featuring quaint towns like Hart and Shelby, where you can enjoy local shops, delicious eateries, and seasonal festivals. The area is also home to numerous parks and recreational areas, making it a haven for nature lovers and adventure seekers alike. From hiking and biking trails to fishing and boating opportunities, there's no shortage of ways to enjoy the great outdoors.

For those interested in homeownership, Oceana County offers unique opportunities through MSHDA (Michigan State Housing Development Authority) Listing Terms. This program is designed to assist homebuyers with affordable financing options, making it easier to find your dream home in this idyllic region. Whether you're seeking a cozy cottage by the lake or a spacious family home in a peaceful neighborhood, the MSHDA program can open doors to homeownership that you may have thought were out of reach.

Explore the possibilities in Oceana County, where your dream home awaits amidst stunning natural beauty and a welcoming community. With MSHDA's support, your journey to homeownership is not just a dream; it's a reality waiting to be embraced. Discover the charm of Oceana County today!

Newest Oceana Homes with MSHDA Listing Terms

2 Beds ⋅ 1 Baths ⋅ 26038993 MLS ⋅ ACTIVE Status

Serenity, seclusion, and a super well maintained home! This 2 bedroom, 1 bath home has many updates and a stellar nearly 4 acre property. In addition to being well-maintained overall, this home has a newer septic system and furnace. The detached 26x42 garage provides plenty of space for parking and storage, in addition to the shed. Come take a look at this gem today and maybe you'll spot some wildlife from the covered porch. Full legal- 1085 E SHELBY RD WD-L2012P11026 WD-L2015/P21263 SPL FR 7 IN 96 SEC 20 T14N R16W. COM 480 FT E OF NW COR OF SE 1/4 OF NW 1/4, TH S 400 FT, TH E 450 FT, TH N TO CTR OF SHELBY RD, TH NW'LY ALG CTR OF RD TO N LN OF SE 1/4 OF NW 1/4, TH W TO POB.

1085 Shelby Road, Shelby

3 Beds ⋅ 2 Baths ⋅ 26037231 MLS ⋅ ACTIVE Status

Completely remodeled and move in ready, this stunning ranch offers approximately 1,600 sq. ft. of beautifully updated living space on 7 private acres in the desirable Montague School District. From the moment you arrive, you'll appreciate the incredible covered front porch, the perfect place to enjoy your morning coffee, unwind after a long day, or simply take in the peaceful country setting. Inside, natural light fills the home, highlighting the gorgeous custom kitchen with abundant cabinetry, extensive countertop space, and quality finishes throughout. The spacious formal dining area also offers flexibility as a second living or gathering space. The beautifully remodeled bathrooms include a custom barrier free tiled shower, and the convenience of easy one level living makes this home as functional as it is beautiful. Outside, you'll find a detached garage, an oversized covered carport, beautifully landscaped grounds, a backyard fire pit, a spacious yard, and wooded acreage that provides privacy and room to explore. Natural gas service offers the convenience and efficiency that is often hard to find in a rural setting. Enjoy the tranquility of country living while being just minutes from Lake Michigan, White Lake, golf courses, bike trails, boating, parks, restaurants, and countless outdoor recreation opportunities, with an easy commute to Muskegon and Grand Rapids. Brand new roof installed in July 2026. This is a rare opportunity to own a turnkey home with acreage in one of the area's most desirable locations.

3030 W Webster Road, Montague

2 Beds ⋅ 3 Baths ⋅ 26035033 MLS ⋅ ACTIVE Status

Welcome to your slice of paradise on Easy St! This fully furnished 2 bedroom/ 2.5 bath has everything you need to relax in Silver. The entire second floor is the ensuite for ultimate privacy. The main floor includes the kitchen, living and a half bath for all your needs. The finished walkout basement features a bunkroom, full bath and washer/dryer. Outside you will find 2 patio areas, 2 firepits, an outdoor bar and PLENTY of parking for trucks and trailers. This home has been used as a STR over the last several years with great reviews and is booked thru the end of summer. Home is located within the Silver Village Association which includes pool access and the ability to get a dock on lower Silver Lake. Call today for your private showing.

8523 W Easy Street, Mears

3 Beds ⋅ 1 Baths ⋅ 26034987 MLS ⋅ ACTIVE Status

Move-in ready and easy to love, this 3-bedroom, 1-bath ranch offers a clean, updated feel with a refreshed kitchen, updated flooring, fresh paint, and a comfortable layout. The full basement adds excellent storage now and offers potential for future finished living space. Outside, enjoy a nice backyard, back deck, paved drive, and 2-car attached garage. Conveniently located near US-31 access, this home is a practical option for buyers looking for an updated home at an approachable price point.

2897 W Winston Road, Rothbury

3 Beds ⋅ 1 Baths ⋅ 26033256 MLS ⋅ ACTIVE Status

Discover this charming 3-bedroom, 1-bath ranch home tucked away on the corner of Johnson and 40th Avenue, offering privacy with convenient access to everything West Michigan has to offer. Full of character and history, this inviting home has been thoughtfully updated with a new roof, new furnace, and an updated septic system and drain field--giving you peace of mind for years to come. Enjoy a peaceful evening on your new deck, don't wait too long as this beauty won't last long. Schedule your private tour today!

2423 S 40th Avenue, Shelby

2 Beds ⋅ 2 Baths ⋅ 26033145 MLS ⋅ ACTIVE CONTINGENT Status ⋅ Shelby Acres Condominium BLDG.

New construction in the beautiful Shelby Acres! Introducing the Chestnut. The much anticipated 2-bedroom, 2-bath home offers over 1,200 sq. ft all on the main floor. Featuring, a primary bedroom with a master bath, laundry on the main floor, quartz countertops, vinyl plank flooring, and all major appliances! The plumbed basement is ready to be finished for additional space, and the ample garage provides plenty of room for storage and parking. A fresh, ample but cozy and stylish home ready for its new owner!

297 Aspen Hill Drive, Shelby

3 Beds ⋅ 2 Baths ⋅ 26032881 MLS ⋅ ACTIVE CONTINGENT Status ⋅ Shelby Acres Condominium BLDG.

Welcome to the Hemlock! This gorgeous new built offers a 3-bedroom, 2-bath home with over 1,300 square feet is sure to make you fall in love. Featuring a spacious open-concept layout, this home is perfect for entertaining and hosting gatherings with family and friends. The large kitchen island offers additional seating and flows seamlessly into the living and dining areas. Relax in the private primary suite complete with its own full bath, creating the perfect retreat at the end of the day. Stylish, inviting, and move-in ready -- the Hemlock is a place you'll love to call home.

299 Aspen Hill Drive, Shelby

4 Beds ⋅ 2 Baths ⋅ 26032749 MLS ⋅ ACTIVE Status ⋅ Shelby Acres Condominium BLDG.

Welcome to Shelby Acres, The Aspen! This home exudes classic country charm from the moment you step onto the front porch. Enter into a bright living space with cathedral ceilings, equipped kitchen, separate dining area and two main floor bedrooms and full bathroom. Designed for comfortable living, new appliances, quartz countertops, walk-in kitchen panty and bountiful natural light. As you head downstairs, it is well- lit and well-designed offering additional finished living space for an entertainment or recreational room as well as two complete bedrooms, a full bathroom, a laundry and mechanicals. The Aspen boosts of a detached garage and is located in a neighborhood close to Shelby Public Schools and welcoming downtown.

291 Aspen Hill Drive, Shelby

3 Beds ⋅ 2 Baths ⋅ 26032671 MLS ⋅ ACTIVE CONTINGENT Status

Nestled on 6 picturesque acres in Otto Township and located within the Montague School District, this 3-bedroom, 2-bath home offers the perfect blend of country living and convenience. The home features a full basement with partial finishing already completed and is ready for an additional bedroom and bathroom, providing excellent potential for added living space and equity. An attached 2-stall garage offers everyday convenience, while the impressive 30x60 pole barn provides ample room for storage, hobbies, equipment, or workshop needs. Outdoor enthusiasts will appreciate the property's prime location, just minutes from thousands of acres of Manistee National Forest land, offering endless opportunities for hunting, hiking, trail riding, and recreation. Conveniently located only 15-20 minutes from the White Lake area and approximately 30 minutes from the beautiful shores of Lake Michigan, this property offers the best of rural living with easy access to nearby amenities and attractions.

384 E Wilke Road, Rothbury

4 Beds ⋅ 3 Baths ⋅ 26032097 MLS ⋅ ACTIVE Status

Nestled on a peaceful, wooded one-acre lot, this spacious 4-bedroom, 2.5-bath home offers the perfect blend of privacy and convenience in the heart of Michigan's lakeshore. Ideally located between Pentwater and Silver Lake, you'll enjoy being just a short two minute drive to Lake Michigan access at Cedar Point Park. A quick 15 minute drive gets you to Pentwater's quaint downtown with shopping and dining opportunities. Inside, the home features an open floor plan with cathedral ceilings, an island kitchen, and a bright living area that opens to a deck overlooking the private backyard. To round out the rest of the main floor you'll find two bedrooms, full bath, half bath and laundry room. The daylight lower level adds valuable space with a family room, two additional bedrooms, and full bath. Whether you're looking for a year-round residence or vacation home, this property offers an exceptional location and comfortable living in one of West Michigan's most sought-after recreational areas.

4561 N Pine Avenue, Mears

4 Beds ⋅ 2 Baths ⋅ 26031714 MLS ⋅ ACTIVE CONTINGENT Status

Enjoy the best of country living with this well-maintained home situated on 5 beautiful acres in Oceana County, just outside the Village of Shelby and within Shelby Public Schools. Offering the perfect balance of convenience and privacy, you'll appreciate the peaceful rural setting while still being only minutes from shopping, dining, schools, and everyday amenities. This spacious home features 4 bedrooms and 2 full bathrooms, with 3 bedrooms, 1 full bath, and the main living area located on the upper level. The lower level offers an additional bedroom, full bath, kitchen, and secondary living area, providing excellent flexibility for guests, and entertaining. Major updates include a roof and heat pump that are approximately 4 years old, along with a furnace that is approximately 9 years old. Sellers report no known issues with the electrical, plumbing, or well systems, offering added peace of mind. With 5 acres to enjoy, there's plenty of room for recreation, gardening, hobby farming, or simply relaxing and taking in the country surroundings.

2430 W Woodrow Road, Shelby

2 Beds ⋅ 2 Baths ⋅ 26031217 MLS ⋅ ACTIVE Status

Completed in Fall 2025, this beautifully designed 2-bedroom, 2-bath barndominium sits on 15 private acres in Hart, offering the perfect blend of modern craftsmanship and natural beauty with piece of mind for years to come. Tucked away in a peaceful setting with a mix of wooded and semi-open farmland, this property delivers privacy, recreation, and year-round enjoyment. Step onto the impressive 400 sqft covered front porch--an ideal place to take in quiet country sunrises and the changing Michigan seasons. Inside, custom double glass entry doors welcome you into a bright, open-concept living space filled with natural light and elevated by soaring 10-foot ceilings. The kitchen serves as the centerpiece of the home, featuring a massive one-of-a-kind black walnut live-edge island, quartz countertops, premium quiet-close cabinetry, and brand-new Maytag appliances with a 10-year manufacturer warranty. Premium finishes continue throughout, including Pergo LifeProof cherry wood luxury vinyl plank flooring, solid core interior doors, and carefully selected high-end paints. The thoughtfully designed floor plan offers both openness and privacy, with a spacious primary suite set apart from the main living area. A 3-zone mini-split heating system provides efficient, customizable comfort year-round. The attached garage offers flexibility and can easily be converted into a third bedroom, office, or additional living space. Outdoors, the 15-acre parcel offers endless possibilities--from hunting and recreation to trail riding and exploring, with a landscape that blends wooded cover and open ground. Located just 15 minutes from Pentwater and Charles Mears State Park, and a short drive to Ludington State Park and the Silver Lake Sand Dunes, this property provides easy access to Lake Michigan beaches, boating, hiking, and vibrant small-town shopping. Enjoy stunning fall colors, and in the winter months, snowmobile directly from your property. Whether you're looking for a full-time residence, seasonal retreat, or recreational getaway, this property offers a rare combination of quality construction, acreage, and prime West Michigan location.

875 E Jackson Road, Hart

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