Ottawa Homes with Assumable Listing Terms

Ottawa Homes with Assumable Listing Terms

Welcome to Ottawa County, Michigan – a hidden gem that beautifully blends scenic landscapes with vibrant community life. Nestled along the picturesque shores of Lake Michigan, Ottawa County boasts a rich tapestry of charming towns, lush parks, and a myriad of recreational opportunities. From the stunning beaches of Grand Haven to the tranquil trails of Holland State Park, outdoor enthusiasts will find their paradise here.

Ottawa County is renowned for its welcoming atmosphere and strong sense of community. With a diverse array of local events, farmers' markets, and festivals, residents enjoy a lifestyle that celebrates both tradition and innovation. The county is also home to excellent schools, making it an ideal place for families to grow and thrive.

For those considering a move to this idyllic area, you’ll be pleased to know that many homes in Ottawa County come with assumable listing terms. This unique opportunity allows buyers to take over the existing mortgage of a property, often resulting in significant savings and a smoother transition into homeownership. Whether you’re a first-time buyer or looking to upgrade, this feature can make your dream home more accessible.

Explore the charming neighborhoods, vibrant local culture, and stunning natural beauty that Ottawa County has to offer. With homes available under assumable terms, your dream of owning a slice of this beautiful region is closer than ever. Discover the perfect place to call home in Ottawa County, where every day feels like a getaway!

Newest Ottawa Homes with Assumable Listing Terms

$700,000
6 Beds ⋅ 4 Baths ⋅ 26036082 MLS ⋅ ACTIVE Status
This like-new home is ready for it's new owners. Featuring a massive kitchen, abundant natural light, and a brand-new deck, this stunning property is designed for both comfort and entertaining. The chef in your life will love the spacious kitchen layout, offering plenty of room to move freely while enjoying the bright, open atmosphere. Nestled in a quiet neighborhood with a peaceful water view from the deck, this home offers the perfect balance of peace, beauty, and everyday living.

2480 Cedar West Drive, Jenison
$489,900
6 Beds ⋅ 3 Baths ⋅ 26034595 MLS ⋅ ACTIVE CONTINGENT Status
Welcome to your own private retreat! Nestled on 1.74 beautifully wooded acres, this spacious 6 bedroom, 3 bath home offers the perfect blend of comfort, privacy and room to grow with thoughtful updates. The heart of the home is the impressive gathering room featuring cathedral ceilings, creating a warm and inviting space for entertaining or everyday living. Six bedrooms provide plenty of room for family, guests, or a home office. Step outside enjoy the private wooded backyard complete with a swimming pool and abundant open space for children, pets, gardening, hunting and outdoor entertaining. Home is equipped with electric heat and electric water heater. However both systems can also be operated by the outdoor wood boiler, allowing the home and water to be heated without relying on electricity, an alternative cost savings but also has central air conditioning. Search no further for an exceptional home that offers space, privacy and beauty of nature. List of ALL updates available. Couple of the latest updates is a high capacity washer n dryer and a water softener.

12629 Fillmore Street, West Olive
$369,900
3 Beds ⋅ 2 Baths ⋅ 26033702 MLS ⋅ ACTIVE Status
Welcome to 18195 148th Avenue; where peaceful living meets the convenience of being just minutes from everything Spring Lake has to offer. Nestled on an acre of beautifully wooded property, this one-of-a-kind ranch offers the privacy and tranquility you've been searching for while sitting just over a mile from Spring Lake and the Fruitport Boat Launch, and only minutes from downtown Spring Lake's shopping, dining, and waterfront attractions. Step inside to discover a thoughtfully updated home where nearly every surface has been refreshed. Featuring 3 bedrooms, 1.5 bathrooms, and nearly 1,600 square feet, this move-in-ready home boasts brand-new flooring, fresh paint throughout, new appliances, and a beautifully redesigned kitchen complete with butcher block countertops, a spacious center island, stainless steel appliances, and abundant cabinet space. Large windows fill the home with natural light, creating a bright, airy atmosphere while maintaining the warmth and and comfort of home. Outside, you'll find the perfect setting for entertaining or relaxing. The expansive backyard patio, complete with a built-in fire pit, overlooks the private wooded landscape, offering a peaceful retreat to enjoy. The major updates have already been taken care of, giving future homeowners peace of mind for years to come, including a new roof and heating system (June 2026) and an electronically monitored septic system installed in 2021. An oversized one-stall garage provides additional storage and functionality. Whether you're spending weekends on the water, exploring everything Spring Lake has to offer, or simply enjoying the quiet beauty of your own backyard, 18195 148th Avenue offers a lifestyle that's hard to find; a rare combination of privacy, modern updates, and an unbeatable location. Come experience everything this exceptional property has to offer!

18195 148th Avenue, Spring Lake
$375,000
3 Beds ⋅ 2 Baths ⋅ 26032952 MLS ⋅ ACTIVE Status
Private home on a double lot in Park Township! 3 Bedrooms, 1.5 bath with a large kitchen offering a lot of natural light and a private, wooded view from the sliders and eating area. The main level offers 3 bedrooms, a half bath, full bath, eating area and living room. The lower level offers a separate entry/walkout, laundry and a large rec room for relaxing or entertaining. Outdoor decks, patio and more give ample room for hobbies. Close to the lake, the bike path, natural areas and all that North Holland has to offer. The home sits on a private drive off Ransom, so it is not in an area of heavy traffic or congestion. Very quiet, peaceful.

15471 Ransom Street, Holland
$345,000
3 Beds ⋅ 3 Baths ⋅ 26027534 MLS ⋅ ACTIVE Status
Welcome to low-maintenance living in the highly desirable Spring Meadows neighborhood! This beautiful townhome offers an open concept floor plan designed for both everyday living and entertaining. Residents of Spring Meadows enjoy beautifully maintained grounds, a community pool, and a prime location close to shopping, dining, parks, and award-winning Hudsonville schools. Move-in ready and offering the perfect blend of comfort, convenience, and style, this condo provides everything you need to enjoy carefree living. Don't miss this opportunity to make it yours!

3641 Andover Lane, Hudsonville
$850,000
5 Beds ⋅ 5 Baths ⋅ 20261031931 MLS ⋅ ACTIVE Status
Welcome to luxury living in the sought-after Lowing Woods community, where modern design, exceptional craftsmanship, and peaceful natural surroundings come together in this newly completed residence finished in August 2025. Offering over 4,200 square feet of finished living space, this stunning home delivers the perfect balance of elegance, comfort, and functionality.Filled with natural light from expansive windows, the thoughtfully designed interior creates a bright and inviting atmosphere throughout. With 5 bedrooms and 4.5 bathrooms, and multiple walk in closets the home offers generous living spaces and a flowing layout designed for both everyday comfort and effortless entertaining.The heart of the home features an expansive kitchen area paired with an extra-large walk-in pantry, providing abundant storage and convenience while seamlessly connecting to the open-concept living and dining spaces.The luxurious primary suite serves as a private retreat, complete with a spacious walk-in closet and its own dedicated washer and dryer hookup for added comfort and convenience.The fully finished walkout basement adds an additional 1,344 square feet of beautifully finished living space and includes a kitchenette, full bathroom and bedroom along with flexible areas ideal for entertaining, recreation, workspace needs, or extended guest accommodations.Step outside to a professionally completed outdoor setting featuring a fenced backyard, finished landscaping, and a full irrigation system already in place. Backing directly to a ravine, the property offers peaceful natural views and an added sense of privacy rarely found in newer construction communities.A wonderful 3-car garage and the confidence of brand-new construction complete this exceptional offering. Combining sophisticated finishes, expansive living space, and a premier setting within Lowing Woods, this home presents an outstanding opportunity to experience refined modern living at its finest.

3262 Barett Ridge, Jenison
$749,900
26013492 MLS ⋅ ACTIVE Status
Great turnkey investment property buyers have been waiting for, offered fully furnished for a truly guest-ready investment. Featuring a solid rental history with potential to grow income, along with a highly sought-after short-term rental permit. Maximize rental income by leasing all three suites, or enjoy the flexibility of living in one while the others generate steady revenue. Currently configured as three separate suites within one charming cottage, with the option to convert back into a single-family home. This property comfortably accommodates 14 to 20 guests. The home offers approximately 1,764 sq ft across three thoughtfully designed suites, all renovated in 2022, including two on the main level (one 2-bedroom, 1-bath and one 1-bedroom, 1-bath) and a 2-bedroom, 1-bath suite on the upper level. Each space is styled with inviting coastal decor that perfectly complements its Grand Haven setting. The main floor suites each sleep 4 to 6 guests, while the upper suite accommodates 6 to 8. Step outside to a spacious backyard featuring a charming pink patio and a cozy fire pit, ideal for relaxing evenings and memorable gatherings. Each suite is equipped with its own appliances and dedicated parking space, offering a truly turnkey, guest-ready setup. Location truly sets this property apart. Just one block from downtown and two blocks from the waterfront and boardwalk, you are right in the center of Grand Haven's vibrant activity. The iconic Lake Michigan sandy beaches, Grand Haven State Park, the famous pier, and the two historic lighthouses are all within a mile. From restaurants, boutiques, and ice cream shops to the Musical Fountain and seasonal festivals, everything this charming lakeside town offers is just a short stroll away. With its unbeatable location, strong rental performance, and flexible living options, this is a rare find in Grand Haven. Opportunities like this do not come around often.

209 Clinton Avenue, Grand Haven
$749,900
5 Beds ⋅ 3 Baths ⋅ 26011893 MLS ⋅ ACTIVE Status
Great turnkey investment property buyers have been waiting for, offered fully furnished for a truly guest-ready investment. Featuring a solid rental history with potential to grow income, along with a highly sought-after short-term rental permit. Maximize rental income by leasing all three suites, or enjoy the flexibility of living in one while the others generate steady revenue. Currently configured as three separate suites within one charming cottage, with the option to convert back into a single-family home. This property comfortably accommodates 14 to 20 guests. The home offers approximately 1,764 sq ft across three thoughtfully designed suites, all renovated in 2022, including two on the main level (one 2-bedroom, 1-bath and one 1-bedroom, 1-bath) and a 2-bedroom, 1-bath suite on the upper level. Each space is styled with inviting coastal decor that perfectly complements its Grand Haven setting. The main floor suites each sleep 4 to 6 guests, while the upper suite accommodates 6 to 8. Step outside to a spacious backyard featuring a charming pink patio and a cozy fire pit, ideal for relaxing evenings and memorable gatherings. Each suite is equipped with its own appliances and dedicated parking space, offering a truly turnkey, guest-ready setup. Location truly sets this property apart. Just one block from downtown and two blocks from the waterfront and boardwalk, you are right in the center of Grand Haven's vibrant activity. The iconic Lake Michigan sandy beaches, Grand Haven State Park, the famous pier, and the two historic lighthouses are all within a mile. From restaurants, boutiques, and ice cream shops to the Musical Fountain and seasonal festivals, everything this charming lakeside town offers is just a short stroll away. With its unbeatable location, strong rental performance, and flexible living options, this is a rare find in Grand Haven. Opportunities like this do not come around often.

209 Clinton Avenue, Grand Haven
$1,949,900
6 Beds ⋅ 5 Baths ⋅ 25016242 MLS ⋅ ACTIVE Status
If you're searching for one of the most extraordinary home sites in Ottawa County, this stunning estate is a must-see. Offering over 9,000 square feet of finished living space across three levels, it showcases exceptional craftsmanship and high-end finishes throughout. The main floor features granite accents, custom inlaid wood floors, rich cherry cabinetry, built-ins, stained glass, and porcelain countertops. Upstairs you'll find four spacious bedrooms, a reading room, two full baths, and additional living space. The finished lower level offers more than 3,000 square feet, highlighted by an English-style pub with full kitchen, billiard room, theater room, bedroom, full bath, and potential exercise room--perfect for entertaining or extended living. Equestrian amenities include a 6,300 square foot indoor riding arena, four horse stalls, a large horse barn, and a pole barn. A rare opportunity combining luxury, space, and versatility. Gorgeous inground swimming pool, plus beautiful newly refurbished Tennis Court, Elegantly placed gazebo, charming and cozy fire pit, Plus tree fort that will blow your mind with electric. This home is a must see!!!!

3550 64th Avenue, Zeeland
Start Your Search