Ottawa Homes with FHA Listing Terms

Ottawa Homes with FHA Listing Terms

Welcome to Ottawa County, Michigan – a hidden gem nestled along the stunning shores of Lake Michigan. Known for its picturesque landscapes, vibrant communities, and a rich tapestry of history, Ottawa County offers an idyllic setting for families, retirees, and outdoor enthusiasts alike. With its charming small towns, lush parks, and miles of sandy beaches, this region is perfect for those seeking a serene lifestyle while still being close to urban amenities.

Ottawa County boasts a diverse range of housing options, making it an attractive destination for homebuyers. Among the various financing options available, FHA (Federal Housing Administration) loans are particularly appealing. Homes with FHA listing terms are designed to make homeownership more accessible, allowing buyers to secure a mortgage with a lower down payment and flexible credit requirements. This means that your dream home in Ottawa County could be closer than you think!

Imagine waking up in a cozy cottage or a modern family home, surrounded by the natural beauty of the area. Whether you prefer the vibrant atmosphere of Holland, the quaint charm of Grand Haven, or the peaceful surroundings of Spring Lake, Ottawa County has something for everyone. With an array of recreational activities, including hiking, biking, and boating, you’ll find endless opportunities to explore the great outdoors.

Discover the warmth of the local community, where friendly neighbors and a strong sense of belonging await. Ottawa County is not just a place to live; it’s a place to thrive. Embrace the opportunity to find your perfect home with FHA listing terms and start your new adventure today!

Newest Ottawa Homes with FHA Listing Terms

3 Beds ⋅ 3 Baths ⋅ 26048794 MLS ⋅ ACTIVE Status ⋅ Glen Eagle Shores BLDG.

WOW! That is all that needs to be said. This condo was built in 2022 and the owners spared no expense when it came to selecting options. This stunning home has EVERY upgrade and option imaginable. Recently appraised (9/4/26) for up to $540K this is hands down the nicest condo you will see with a water front setting that will leave you speechless. This ZERO step home offers 2 main floor bedrooms, an exceptional laundry/mudroom, a 4 seasons room, and an open concept kitchen and living room all adorned in custom trim work, lighting, countertops and much more. The finished walkout basement brings another family room, full bathroom, bedroom, and most importantly a massive storage/workshop area. Outside you get to enjoy the privacy of living at the end of the cul de sac with a deck and 4 seasons room overlooking the pond with no visible neighbors on either side of you. To top it all off you get West facing views for beautiful sunsets and 4th of July fireworks from Georgetown Shores. Amazing!

6108 Eagle Shore Court, Hudsonville

3 Beds ⋅ 2 Baths ⋅ 26048781 MLS ⋅ ACTIVE Status

Welcome to this 3 bedroom, 2 bathroom ranch in a convenient Holland location, just a short distance from downtown Holland and all the shopping, dining, and entertainment the area has to offer. The comfortable ranch-style layout offers easy main-floor living with plenty of space to make your own. Step outside to the deck, perfect for outdoor entertaining, grilling, or relaxing on a summer evening. A great opportunity to enjoy a peaceful setting while staying close to everything Holland has to offer.

1060 Legion Park Drive, Holland

4 Beds ⋅ 3 Baths ⋅ 26048737 MLS ⋅ ACTIVE Status

New Construction home in Woodford Farms located in Allendale school district. This traditional two-story home features 1,830 sqft of thoughtfully designed living space with 4 bedrooms and 2.5 baths, created for comfort and easy everyday living. The main level offers a spacious great room that flows seamlessly into the kitchen, where a breakfast bar and pendant lighting naturally transition the spaces while maintaining an open, connected feel. Whether hosting gatherings or enjoying a quiet evening, the layout feels both functional and inviting. The kitchen showcases desirable upgrades including quartz countertops, a tile backsplash, white cabinetry, and a complete stainless steel appliance package with refrigerator. A first-floor laundry room, convenient powder room, and dedicated mudroom add everyday practicality and organization right where you need it most. Upstairs, all four bedrooms are positioned for privacy, including a generous primary suite with a private bath and walk-in closet. An additional full bathroom serves the remaining bedrooms, offering comfort and flexibility for guests, hobbies, or a home office. Situated on a desirable daylight homesite, this home features an unfinished basement with three daylight windows, bringing in natural light and offering excellent potential for future finished living space. The home includes a 10x10 deck with stairs to the backyard, creating the perfect space for outdoor dining, entertaining, or relaxing while seamlessly extending your living space for easy indoor-outdoor living. With energy-efficient construction and a layout designed for both function and flow, this home blends comfort, style, and smart design into a space that feels easy to come home to. RESNET energy smart construction will save an estimated $1,506 annually. Actual savings may vary. See HERS® Rating Certificate and Energy Smart Flyer for details. Home includes a 10-year structural warranty, offering lasting peace of mind.

6240 Sumter Street, Allendale

4 Beds ⋅ 3 Baths ⋅ 26048717 MLS ⋅ ACTIVE Status

Light-filled, inviting, and exceptionally well cared for, this Jenison ranch offers comfortable living with plenty of room to spread out. The main level features a welcoming living space, 3 bedrooms, and a well-appointed kitchen with abundant cabinetry, generous counter space, a pantry, and a convenient eating area with built-in cabinets. Downstairs adds even more versatility with a spacious family room, 4th bedroom, and full bath. In total, the home offers 4 bedrooms and 2.5 baths. Step outside to a fenced backyard designed for enjoying summer. A large patio surrounds the 16x32 inground pool, creating a great setting for relaxing, gathering, and entertaining. A storage shed keeps pool equipment and outdoor items tucked away. Additional improvements include a newer roof and siding, newer windows, covered front porch with composite decking, updated bathrooms, and newer lighting throughout. Set in a desirable Jenison neighborhood close to schools, shopping, restaurants, everyday conveniences, and offering easy access to highways. A cozy, clean home with a great blend of updates, natural light, and outdoor enjoyment!

7439 Eastlane Avenue, Jenison

2 Beds ⋅ 1 Baths ⋅ 26048664 MLS ⋅ ACTIVE Status

Welcome to this charming 2-bedroom ranch tucked away on a private wooded lot in Ferrysburg. Featuring an open floor plan and a new furnace, this home offers comfort and convenience in a wonderful location. Walk to Spring Lake and the nearby paved bike path, or enjoy easy access to William Ferry Park, the North Ottawa Dunes, Lake Michigan beaches, and downtown Grand Haven's shopping, dining, and waterfront attractions. Year built was obtained from previous property information, as the City of Ferrysburg had no record available.

16849 Highland Avenue, Spring Lake

3 Beds ⋅ 2 Baths ⋅ 26048621 MLS ⋅ ACTIVE Status ⋅ Pinebrook Estates BLDG.

Welcome to Pinebrook Estates, where spacious living meets the convenience of condo life! This inviting 3-bedroom, 2-bath condominium offers approximately 1,892 square feet of finished living space with a floor plan that gives you plenty of room to relax, entertain, and make yourself at home. The main-floor closet is already equipped with hookups for a stackable washer and dryer, providing the option for convenient main-level laundry. Head downstairs to the walkout basement, offering additional finished living space and direct access to a patio area—perfect for enjoying the outdoors. The deck is scheduled to be painted by the association in 2027, taking one more exterior project off your list. A one-car garage provides convenient parking and additional storage. With generous living space, outdoor areas on both levels, and the benefits of association-maintained condo living, this Hudsonville home offers the space you want without all the exterior upkeep. none

2856 S Wentward Court Unit 34, Hudsonville

3 Beds ⋅ 2 Baths ⋅ 26048581 MLS ⋅ ACTIVE Status

Welcome to this inviting 3 bedroom, 2 bathroom home in Holland, offering comfortable living spaces and plenty of room to make it your own. The spacious kitchen features a large island, perfect for meal prep, casual dining, and entertaining. Outside, the backyard includes a convenient storage shed for tools, equipment, and extra belongings. Enjoy the convenience of Holland's desirable community, local amenities, and nearby attractions in a home that offers comfort, space, and functionality.

2888 Riley Ridge Avenue, Holland

3 Beds ⋅ 2 Baths ⋅ 26048482 MLS ⋅ ACTIVE Status

Welcome to 15741 Mercury Dr! This new Ranch home features 1,566 sq ft of thoughtfully designed space on the main floor, which includes 3 bedrooms, 2 baths, and main floor laundry. The vaulted ceilings throughout the open concept living area and 9 ft ceilings throughout the rest of the main floor add to the overall sense of space in the home while the quartz countertops, oversized 8 ft kitchen island, stainless steel appliances, and large pantry add a level of sophistication. The spacious primary suite will not disappoint with a large walk-in closet and quartz counters with dual sinks in the bathroom. The unfinished lower level has daylight windows and offers room to expand having been designed for another bedroom, a huge rec room, and plumbing roughed-in for another bathroom. Set on a beautiful .60 acre wooded lot you may also envision your future outbuilding! The Township Ordinance allows for up to a 1,000 sq ft accessory building. The expected completion date for the home is late October. Call today to schedule a tour!

15741 Mercury Drive, Grand Haven

5 Beds ⋅ 3 Baths ⋅ 26048462 MLS ⋅ ACTIVE Status ⋅ Hidden Lake West BLDG.

Construction is nearly complete!! Welcome home to this beautiful newly built ranch in the highly sought-after Hudsonville School District. Boasting 280 ft of hard-to-find lake frontage, this home was designed to enjoy the views with a 20'x12' covered deck, additional grill deck, and walkout lower level. The main floor features 1,978 sq ft with a spacious primary suite, oversized tiled shower, double vanity, main floor laundry, fireplace, stainless appliances, and an 8.5'x7' butler pantry. The finished lower level adds 1,480 sq ft with 2 additional bedrooms, full bath, gym/office/flex space, and tons of storage. With 5 bedrooms, 3 full baths, courtyard drive, and thoughtful finishes throughout, this home blends comfort, function, and lakeside living. Call today to schedule a tour or discuss future home construction with the builder!

4649 Hidden Ridge Drive, Hudsonville

5 Beds ⋅ 2 Baths ⋅ 26048455 MLS ⋅ ACTIVE Status

SELLERS ARE UNDER CONTRACT ON THEIR NEXT HOME AND READY TO MAKE A MOVE! Welcome to this spacious 5-bedroom, 2-full-bath home situated on 1.2 acres along Lakewood Boulevard in Holland! Ideally located near Tunnel Park, Lake Michigan beaches, and just a few miles from the shops, restaurants, and charm of downtown Holland. With nearly 2,500 square feet of finished living space, there is plenty of room to spread out—and the incredible main-level living room is truly the heart of this home. This stunning, oversized space offers so much room to gather, relax, and entertain. With the holidays just around the corner, it's easy to imagine a Christmas tree, family gatherings, and everyone having room to be together. This is a living room you have to see in person to fully appreciate! The kitchen features quartz countertops and newer stainless steel Whirlpool appliances, all updated within the past two years. Many additional improvements have already been completed, including fresh paint, carpet, LVP flooring, light fixtures, roof, fencing, washer, and dryer. The furnace and water heater are newer as well. Upstairs you'll find three additional bedrooms and a second full bathroom. The finished lower level provides even more flexible living space with a family room, separate workstation or office area, and plenty of storage. Step outside to an impressive two-level deck overlooking the large, fenced backyard. But the property doesn't stop there! Beyond the fence is an expansive grassy area just waiting for your vision—garden, play space, outdoor entertaining, or simply room to enjoy the privacy of your 1.2-acre setting. There's even a firepit already waiting for those crisp Michigan evenings. With incredible living space, numerous recent updates, 1.2 acres, and a fantastic Holland location, this home offers something that's becoming harder and harder to find. Sellers are motivated and ready to move—come see it for yourself!

461 W Lakewood Boulevard, Holland

4 Beds ⋅ 3 Baths ⋅ 26048414 MLS ⋅ ACTIVE Status

This four-bedroom, 2.5-bath home in Zeeland offers Plenty of finished living space on a generous half-acre lot. The single-family residence provides ample room for comfortable daily living and entertaining. Large master suite with newly updated master bath, Large Kitchen with nice Island. Home features a second garage in backyard for more storage. This is a must see home!!

1618 Claystone Court, Zeeland

3 Beds ⋅ 3 Baths ⋅ 26048341 MLS ⋅ ACTIVE Status

Welcome to 9112 Bluff Lake Street, a custom-designed home located in the desirable Bluff Lakes neighborhood. Designed perfectly for an inlaw set up multi generational home with unique character and quality throughout you do not see in todays new construction. Enjoy your first cup of coffee over looking peaceful views of your private lake. Large windows bring in plenty of natural light while showcasing the water views, and the vaulted wood ceiling adds warmth and character to the main living space. The kitchen offers abundant cabinetry and counter space, while the lower level provides additional living space, including a dedicated hot tub room. An additional room was specifically designed for audio recording, offering a unique space for music, podcasting, or other creative projects. Enjoy the backyard, deck, and private pond setting from this Zeeland home. Seller has delayed review of offers until Tuesday, September 15th at 12PM (Noon). Buyer and Buyer's Agent to verify all information. Seller has delayed review of offers until Tuesday, September 15th at 12PM (Noon).

9112 Bluff Lake Street, Zeeland

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