Bay City Homes under $250,000

Bay City Homes under $250,000

Welcome to Bay City, Michigan – a charming community that perfectly blends small-town charm with modern conveniences. Nestled in Bay County, this vibrant city is not only known for its picturesque waterfront but also for its exceptional school district, making it an ideal place for families and individuals alike.

The Bay City School District is dedicated to providing a high-quality education, with a range of programs designed to meet the diverse needs of its students. From innovative STEM initiatives to robust arts programs, the district emphasizes a well-rounded education that prepares students for success in a rapidly changing world. With a commitment to smaller class sizes and personalized attention, teachers here foster an environment where learning thrives. Parents can take comfort in knowing that their children are receiving an education that prioritizes both academic excellence and character development.

For those looking to call Bay City home, the housing market offers an array of options, particularly for budget-conscious buyers. Homes under $250,000 are plentiful, providing a fantastic opportunity to invest in this welcoming community. Whether you’re searching for a cozy bungalow, a charming historic home, or a modern townhouse, Bay City has something to fit your lifestyle and budget.

With its rich history, friendly neighborhoods, and a strong sense of community, Bay City is not just a place to live; it's a place to thrive. Explore the available homes today and discover why so many are choosing to make Bay City their forever home!

Newest Bay City Homes under $250,000

1709 Michigan Avenue, Bay City
$174,000
3 Beds ⋅ 2 Baths ⋅ 20261081738 MLS ⋅ ACTIVE Status
This beautifully updated home offers the perfect blend of modern upgrades and timeless charm! Major improvements completed approximately seven years ago include the roof, windows, furnace, central air conditioning, water heater, electrical wiring, and PEX plumbing, providing peace of mind for years to come.Inside, you'll find original hardwood floors throughout, elegant crown molding, and a beautifully remodeled kitchen completed just 1.5 years ago. A new attic staircase provides easy access to additional storage, while thoughtful design touches create a warm and inviting feel.Relax on the covered front porch with your morning coffee or unwind on the covered back porch while overlooking the spacious backyard. Situated on approximately 0.50 acres, the property features a detached two-car garage plus an additional garage with electricity, perfect for a workshop, hobby space, extra storage, or even a home gym.The fully fenced backyard is a gardener's dream, featuring a mini orchard with apple, pear, cherry, and plum trees, along with grapevines, raspberry bushes, and plenty of room to expand your garden, entertain, or simply enjoy the outdoors.Conveniently located near a boat launch for easy access to the Saginaw River, this home combines major updates, versatile outdoor space, and thoughtful details throughout. Don't miss your opportunity to make it yours!

1709 Michigan Avenue, Bay City
1113 S Grant Street, Bay City
$80,000
3 Beds ⋅ 1 Baths ⋅ 50224302 MLS ⋅ ACTIVE Status
This charming 2 story Bay City home offers just over 1,300 sq ft of living space with 3 spacious bedrooms and 1 full bath. The large eat in kitchen provides plenty of room, while the generous bedrooms offer comfortable living space throughout. The home also features a full basement for additional storage, a 1 car garage, and a fenced in backyard perfect for pets, entertaining, or enjoying some outdoor space of your own. Conveniently located in Bay City, this home offers plenty of space and a great opportunity to make it your own!

1113 S Grant Street, Bay City
15 W Seidlers Road, Not Provided
$210,000
2 Beds ⋅ 2 Baths ⋅ 20261079814 MLS ⋅ COMING SOON Status
Welcome to your private country retreat on 5.34 prime acres at the corner of 8 Mile and Seidlers Road! Professionally measured at nearly 1,900 sq ft of total finished living space (1,870 sq ft above grade), this updated 2-story, 2-bedroom farmhouse seamlessly blends rustic character with modern luxury. The main level showcases a remodeled gourmet kitchen with quartz countertops, custom shaker cabinetry, tiled backsplash, and an integrated wood-trimmed bar counter, opening into a spacious family room with exposed brick accent walls and a wood-burning stove. The main floor also features the 1st bedroom, dedicated dining area, main-level laundry, half bath, and a refreshed full bath with exposed brick detail. The entire 2nd floor serves as the spacious 2nd bedroom retreat, complete with its own private sitting/media space. Outdoors, enjoy a 1/3-acre stocked pond with a private island and footbridge, dedicated hot tub patio, and a detached 3-stall block garage featuring a finished interior gym/office space, interior chicken coop, and standalone duck house. Mechanical highlights include city water, dual mini-split heating/AC, a B-Dry waterproofed basement, an instant hot water loop, and a backup boiler. An incredible mortgage has an approximate balance of $92,000 at a 2.25% interest rate and may be assumable by a qualified buyer, subject to lender/servicer approval and applicable VA requirements. Cash, conventional and other financing options are also welcome. Offered strictly as-is.

15 W Seidlers Road, Not Provided
106 E Chestnut Avenue, Bay City
$188,900
2 Beds ⋅ 2 Baths ⋅ 50224218 MLS ⋅ ACTIVE Status
Welcome to this beautifully updated brick ranch in Bay City, right off the river, featuring two bedrooms, two bathrooms, an eat-in kitchen with all appliances included, a laundry room with appliances included too, a one-and-a-half-car garage, and an inviting front patio with views of the River and Riverwalk. This move-in-ready home also includes a newer roof (2024) and a 14-month home warranty provided at the time of closing.

106 E Chestnut Avenue, Bay City
200 S Farragut Street, Bay City
$129,900
5 Beds ⋅ 1 Baths ⋅ 50224166 MLS ⋅ ACTIVE Status
Newly Updated 5 Bedroom 1.5 Bathroom Home. New Paint. New Flooring. Formal Dining, parlor and office with beautiful woodwork and trim. Built in Drawers and Cabinets throughout. Plenty of kitchen cabinets. Oversize two car garage. Fenced yard

200 S Farragut Street, Bay City
1607 S Farragut Street, Bay City
$84,999
2 Beds ⋅ 1 Baths ⋅ 50224017 MLS ⋅ ACTIVE Status
Welcome to 1607 S. Farragut, a 2 bedroom, 1 bath home on a quiet street just minutes from downtown Bay City. Fresh paint through most of the interior and brand new carpet give this 1940 home a clean, move in ready feel. The kitchen offers gray shaker cabinets, a hexagon tile backsplash, a gas range, and laundry hookups right in the kitchen. Arched doorways and beadboard wainscoting bring classic character, and the primary bedroom measures approximately 11 x 17 with a double closet. The forced air furnace is less than 5 years old, bringing peace of mind. Outside, you'll find a fenced backyard with mature trees, a patio off the rear entry, and a detached garage with an attached storage area of approximately 18 x 24, ready for a workshop, hobbies, or extra storage. All on a 50 x 115 lot. Schedule your showing today!

1607 S Farragut Street, Bay City
1106 N Dean Street, Bay City
$115,000
2 Beds ⋅ 1 Baths ⋅ 50223899 MLS ⋅ ACTIVE Status
Welcome home to 1106 N. Dean Street, a charming cottage-style gem in the heart of Bay City. This inviting 2-bedroom, 1-bath home offers the perfect blend of cozy character and modern comfort. Step inside to discover a beautifully refreshed interior featuring newly updated kitchen and renovated bathroom. With thoughtful improvements throughout including a new water heater installed this year, you can move in with total peace of mind. The appeal continues outdoors with a fully fenced-in backyard. Whether you are a first-time buyer or looking to downsize into a space that feels just right, this move-in-ready cottage is a must-see. Don’t miss your chance to make this delightful Bay City property your own—schedule your private tour today! Agent is related to Seller

1106 N Dean Street, Bay City
2613 S Monroe Street, Bay City
$99,000
3 Beds ⋅ 1 Baths ⋅ 26053011 MLS ⋅ ACTIVE Status
This 3-bedroom, 1-bathroom single-family residence in Bay City offers 1,113 square feet of living space on a generous 15,000-square-foot lot. The home features a functional U-shaped kitchen with white cabinetry and tile countertops, complemented by a connected dining area and living spaces throughout. The attached garage provides convenient vehicle storage, while the expansive backyard includes mature trees and a brick fire pit for outdoor enjoyment. A red-painted shed with gambrel roof adds storage utility to the property. The basement offers additional space with utility features, and the home's siding exterior and covered entry provide solid curb appeal and weather protection.

2613 S Monroe Street, Bay City
202 Ingraham Street, Bay City
$149,900
4 Beds ⋅ 1 Baths ⋅ 50223560 MLS ⋅ ACTIVE Status
Welcome to this spacious and completely remodeled home in a nice Bay City neighborhood! Offering 1,759 square feet of beautifully updated living space, this move-in-ready home features 4 large bedrooms with the possibility of a 5th bedroom if needed, along with 1.5 bathrooms. Every bedroom offers generous space and tall ceilings, while the main floor primary bedroom and main floor laundry provide added convenience. This home has truly been updated from top to bottom with a brand-new roof, all new drywall and paint, new paneling, new flooring throughout, including new carpet and LVP, and updated electrical. The completely remodeled kitchen features brand-new cabinets, countertops, and appliances, while the bathroom has been updated with new toilets, fixtures, and finishes. Central air and vinyl siding add to the home's comfort and low-maintenance appeal. Outside, you'll find a fenced-in yard offering a great space for pets, entertaining, or relaxing. The Michigan basement provides valuable additional storage space. With so many improvements, this home is truly "new, new, new!" and ready for its next owner. Don't miss this opportunity to own a spacious, extensively remodeled home with immediate possession available. Move right in and enjoy! Must see!

202 Ingraham Street, Bay City
307 McGraw Street, Bay City
$159,900
2 Beds ⋅ 2 Baths ⋅ 20261078324 MLS ⋅ ACTIVE Status
This well-maintained home offers a fantastic combination of comfort, functionality, and versatile entertaining space. Inside, you'll find new flooring throughout, updated windows in the living room and bathroom, and a bright kitchen featuring brand-new appliances and a new window above the sink. The property sits on two parcels, providing added space and flexibility.Outside, the property truly stands out with two garages. One serves as a traditional garage, while the second is an incredible multi-purpose shop and entertainment space complete with its own bathroom, heating, and air conditioning—perfect for hosting guests, pursuing hobbies, or creating the ultimate workspace. Conveniently located with easy access to the expressway, this unique property offers versatile spaces both inside and out. A must-see!

307 McGraw Street, Bay City
411 S Jackson Street, Bay City
$115,000
3 Beds ⋅ 1 Baths ⋅ 50223292 MLS ⋅ ACTIVE Status
Adorable cape cod home comes with new kitchen cabinets in 2026. Refrigerator new in 2025. Vinyl windows, vinyl siding, and a fenced in back yard. Three bedrooms and 1.5 bathrooms. Solar panels have been recently added to decrease your carbon footprint and save energy costs, by saving approximately $295/year. The kitchen has space for a table or, place a small dining room table in the wider than normal hallway, leading to the living room. One main floor bedroom and two upstairs bedrooms all come with carpet. Vinyl flooring in the kitchen and living room. Off the kitchen leading to the basement is a mud room.

411 S Jackson Street, Bay City
2002 11th Street, Bay City
$100,000
4 Beds ⋅ 1 Baths ⋅ 50223039 MLS ⋅ ACTIVE Status
Welcome to 2002 11th Street in Bay City! This spacious 4-bedroom, 1-bath home offers approximately 1,460 square feet of living space with plenty of room to make it your own. Inside, you'll find a comfortable living area and a generously sized kitchen featuring abundant cabinetry, ample counter space, and plenty of room for everyday meals and gatherings. The home's covered front porch adds classic character and creates a welcoming place to relax. Outside, a long driveway leads to the detached garage, providing additional parking, storage, or workshop space. The backyard offers room to enjoy the outdoors along with mature shade trees and a patio area. With four bedrooms, a basement for additional storage, and plenty of opportunity to add your own finishing touches, this home offers a great combination of space, functionality, and potential. Conveniently located in Bay City and ready for its next owner — schedule your showing today!

2002 11th Street, Bay City
Start Your Search