Bay City Homes under $350,000

Bay City Homes under $350,000

Welcome to Bay City, Michigan—a charming community nestled in Bay County, known for its vibrant culture, stunning waterfront views, and exceptional school district! Families looking to settle in this picturesque area will be delighted to discover the Bay City School District, which is committed to fostering a nurturing and dynamic learning environment for students of all ages.

The Bay City School District prides itself on its dedicated educators and diverse educational programs, ensuring that every child has the opportunity to thrive. With a focus on academic excellence and personal growth, the district offers a variety of extracurricular activities, from sports to arts, encouraging students to explore their passions and develop their talents. Parents can rest easy knowing that their children are receiving a quality education in a supportive community.

For those considering a move to Bay City, a variety of charming homes are available under $350,000, making it an attractive option for first-time homebuyers, families, and anyone looking to enjoy a peaceful lifestyle without breaking the bank. These homes often feature spacious yards, inviting interiors, and are conveniently located near schools, parks, and local amenities.

Imagine settling into a cozy home where you can enjoy the best of both worlds—affordable living and access to a top-notch education for your children. With its friendly atmosphere and strong community spirit, Bay City is not just a place to live; it’s a place to grow, learn, and create lasting memories. Come explore the possibilities that await you in this delightful Michigan gem!

Newest Bay City Homes under $350,000

203 E Hart Street, Bay City
$79,900
3 Beds ⋅ 1 Baths ⋅ 50224491 MLS ⋅ ACTIVE Status
Opportunity awaits with this 3-bedroom, 1-bath Bay City home offering a great combination of space, accessibility, and location! Situated on a .11-acre lot directly across from DeFoe Park and Infinity Skate Park, you’ll have recreation right outside your front door while being just minutes from Downtown Bay City and the Saginaw River. Inside, the home features an open kitchen, a nice-sized bathroom, and a functional layout with plenty of potential to make it your own. The home could use some TLC, making it a great opportunity for a buyer looking to add their own finishing touches and build equity. Outside, two handicap-accessible ramps provide convenient access and lead to a large rear deck with plenty of room for relaxing or entertaining. The fenced-in yard provides additional privacy and space for pets, gardening, or outdoor activities. A detached one-car garage measuring approximately 216 sq. ft. offers additional storage or workshop space. Additional highlights include vinyl siding in good condition and a newer hot water heater.

203 E Hart Street, Bay City
1709 Michigan Avenue, Bay City
$174,000
3 Beds ⋅ 2 Baths ⋅ 20261081738 MLS ⋅ ACTIVE Status
This beautifully updated home offers the perfect blend of modern upgrades and timeless charm! Major improvements completed approximately seven years ago include the roof, windows, furnace, central air conditioning, water heater, electrical wiring, and PEX plumbing, providing peace of mind for years to come.Inside, you'll find original hardwood floors throughout, elegant crown molding, and a beautifully remodeled kitchen completed just 1.5 years ago. A new attic staircase provides easy access to additional storage, while thoughtful design touches create a warm and inviting feel.Relax on the covered front porch with your morning coffee or unwind on the covered back porch while overlooking the spacious backyard. Situated on approximately 0.50 acres, the property features a detached two-car garage plus an additional garage with electricity, perfect for a workshop, hobby space, extra storage, or even a home gym.The fully fenced backyard is a gardener's dream, featuring a mini orchard with apple, pear, cherry, and plum trees, along with grapevines, raspberry bushes, and plenty of room to expand your garden, entertain, or simply enjoy the outdoors.Conveniently located near a boat launch for easy access to the Saginaw River, this home combines major updates, versatile outdoor space, and thoughtful details throughout. Don't miss your opportunity to make it yours!

1709 Michigan Avenue, Bay City
1113 S Grant Street, Bay City
$80,000
3 Beds ⋅ 1 Baths ⋅ 50224302 MLS ⋅ ACTIVE Status
This charming 2 story Bay City home offers just over 1,300 sq ft of living space with 3 spacious bedrooms and 1 full bath. The large eat in kitchen provides plenty of room, while the generous bedrooms offer comfortable living space throughout. The home also features a full basement for additional storage, a 1 car garage, and a fenced in backyard perfect for pets, entertaining, or enjoying some outdoor space of your own. Conveniently located in Bay City, this home offers plenty of space and a great opportunity to make it your own!

1113 S Grant Street, Bay City
15 W Seidlers Road, Not Provided
$210,000
2 Beds ⋅ 2 Baths ⋅ 20261079814 MLS ⋅ COMING SOON Status
Welcome to your private country retreat on 5.34 prime acres at the corner of 8 Mile and Seidlers Road! Professionally measured at nearly 1,900 sq ft of total finished living space (1,870 sq ft above grade), this updated 2-story, 2-bedroom farmhouse seamlessly blends rustic character with modern luxury. The main level showcases a remodeled gourmet kitchen with quartz countertops, custom shaker cabinetry, tiled backsplash, and an integrated wood-trimmed bar counter, opening into a spacious family room with exposed brick accent walls and a wood-burning stove. The main floor also features the 1st bedroom, dedicated dining area, main-level laundry, half bath, and a refreshed full bath with exposed brick detail. The entire 2nd floor serves as the spacious 2nd bedroom retreat, complete with its own private sitting/media space. Outdoors, enjoy a 1/3-acre stocked pond with a private island and footbridge, dedicated hot tub patio, and a detached 3-stall block garage featuring a finished interior gym/office space, interior chicken coop, and standalone duck house. Mechanical highlights include city water, dual mini-split heating/AC, a B-Dry waterproofed basement, an instant hot water loop, and a backup boiler. An incredible mortgage has an approximate balance of $92,000 at a 2.25% interest rate and may be assumable by a qualified buyer, subject to lender/servicer approval and applicable VA requirements. Cash, conventional and other financing options are also welcome. Offered strictly as-is.

15 W Seidlers Road, Not Provided
106 E Chestnut Avenue, Bay City
$188,900
2 Beds ⋅ 2 Baths ⋅ 50224218 MLS ⋅ ACTIVE Status
Welcome to this beautifully updated brick ranch in Bay City, right off the river, featuring two bedrooms, two bathrooms, an eat-in kitchen with all appliances included, a laundry room with appliances included too, a one-and-a-half-car garage, and an inviting front patio with views of the River and Riverwalk. This move-in-ready home also includes a newer roof (2024) and a 14-month home warranty provided at the time of closing.

106 E Chestnut Avenue, Bay City
200 S Farragut Street, Bay City
$129,900
5 Beds ⋅ 1 Baths ⋅ 50224166 MLS ⋅ ACTIVE Status
Newly Updated 5 Bedroom 1.5 Bathroom Home. New Paint. New Flooring. Formal Dining, parlor and office with beautiful woodwork and trim. Built in Drawers and Cabinets throughout. Plenty of kitchen cabinets. Oversize two car garage. Fenced yard

200 S Farragut Street, Bay City
1607 S Farragut Street, Bay City
$84,999
2 Beds ⋅ 1 Baths ⋅ 50224017 MLS ⋅ ACTIVE Status
Welcome to 1607 S. Farragut, a 2 bedroom, 1 bath home on a quiet street just minutes from downtown Bay City. Fresh paint through most of the interior and brand new carpet give this 1940 home a clean, move in ready feel. The kitchen offers gray shaker cabinets, a hexagon tile backsplash, a gas range, and laundry hookups right in the kitchen. Arched doorways and beadboard wainscoting bring classic character, and the primary bedroom measures approximately 11 x 17 with a double closet. The forced air furnace is less than 5 years old, bringing peace of mind. Outside, you'll find a fenced backyard with mature trees, a patio off the rear entry, and a detached garage with an attached storage area of approximately 18 x 24, ready for a workshop, hobbies, or extra storage. All on a 50 x 115 lot. Schedule your showing today!

1607 S Farragut Street, Bay City
2160 River Road, Kawkawlin
$269,000
3 Beds ⋅ 1 Baths ⋅ 50223900 MLS ⋅ ACTIVE Status
Completely Remodeled Country Retreat on Half an Acre Welcome home to this fully remodeled 3-bedroom, 2-bath home at the end of a quiet dead-end road. It has 1,756 square feet of move-in-ready living space and sits on half an acre, so you get room to spread out and country peace and quiet without giving up modern updates. Inside, new wood laminate flooring runs through the whole home, and fresh paint makes every room feel bright and clean. The bathroom has a new countertop, and the remodel throughout means the work has already been done for you. Step outside to a large deck with an awning to add shade, which is great for entertaining or just relaxing Step out onto the new second-floor deck to enjoy your morning coffee, watch the sunset, or take in the open views of the property. The half-acre lot leaves room for gardening, outdoor fun, or just enjoying the space between you and the neighbors. With almost no traffic on the dead-end road, privacy, and a full remodel from top to bottom, this home won't last long. Schedule your showing today

2160 River Road, Kawkawlin
1106 N Dean Street, Bay City
$115,000
2 Beds ⋅ 1 Baths ⋅ 50223899 MLS ⋅ ACTIVE Status
Welcome home to 1106 N. Dean Street, a charming cottage-style gem in the heart of Bay City. This inviting 2-bedroom, 1-bath home offers the perfect blend of cozy character and modern comfort. Step inside to discover a beautifully refreshed interior featuring newly updated kitchen and renovated bathroom. With thoughtful improvements throughout including a new water heater installed this year, you can move in with total peace of mind. The appeal continues outdoors with a fully fenced-in backyard. Whether you are a first-time buyer or looking to downsize into a space that feels just right, this move-in-ready cottage is a must-see. Don’t miss your chance to make this delightful Bay City property your own—schedule your private tour today! Agent is related to Seller

1106 N Dean Street, Bay City
2613 S Monroe Street, Bay City
$99,000
3 Beds ⋅ 1 Baths ⋅ 26053011 MLS ⋅ ACTIVE Status
This 3-bedroom, 1-bathroom single-family residence in Bay City offers 1,113 square feet of living space on a generous 15,000-square-foot lot. The home features a functional U-shaped kitchen with white cabinetry and tile countertops, complemented by a connected dining area and living spaces throughout. The attached garage provides convenient vehicle storage, while the expansive backyard includes mature trees and a brick fire pit for outdoor enjoyment. A red-painted shed with gambrel roof adds storage utility to the property. The basement offers additional space with utility features, and the home's siding exterior and covered entry provide solid curb appeal and weather protection.

2613 S Monroe Street, Bay City
202 Ingraham Street, Bay City
$149,900
4 Beds ⋅ 1 Baths ⋅ 50223560 MLS ⋅ ACTIVE Status
Welcome to this spacious and completely remodeled home in a nice Bay City neighborhood! Offering 1,759 square feet of beautifully updated living space, this move-in-ready home features 4 large bedrooms with the possibility of a 5th bedroom if needed, along with 1.5 bathrooms. Every bedroom offers generous space and tall ceilings, while the main floor primary bedroom and main floor laundry provide added convenience. This home has truly been updated from top to bottom with a brand-new roof, all new drywall and paint, new paneling, new flooring throughout, including new carpet and LVP, and updated electrical. The completely remodeled kitchen features brand-new cabinets, countertops, and appliances, while the bathroom has been updated with new toilets, fixtures, and finishes. Central air and vinyl siding add to the home's comfort and low-maintenance appeal. Outside, you'll find a fenced-in yard offering a great space for pets, entertaining, or relaxing. The Michigan basement provides valuable additional storage space. With so many improvements, this home is truly "new, new, new!" and ready for its next owner. Don't miss this opportunity to own a spacious, extensively remodeled home with immediate possession available. Move right in and enjoy! Must see!

202 Ingraham Street, Bay City
2714 Fairfield Drive, Bay City
$275,000
3 Beds ⋅ 2 Baths ⋅ 20261079140 MLS ⋅ ACTIVE Status
Welcome to 2714 Fairfield! This home offers the perfect combination of character, space, and updates, all situated on approximately half an acre with a fully fenced backyard built for making memories. Outside, you’ll find an impressive 20x40 saltwater Beattie pool featuring both shallow and deep ends, including an approximately 11-foot deep end and 36,000-gallon capacity — an incredible setup for summer entertaining!Inside, the home is filled with warmth and charm, featuring real hardwood floors, including beautifully refinished bedroom floors, multiple fireplaces, and plenty of room to spread out. A spacious second living area provides the perfect bonus space for a family room, playroom, entertaining area, or whatever fits your lifestyle. The full bathroom has been beautifully remodeled, while the furnace and hot water system were updated in approximately 2022. The basement offers tall ceilings and additional space with plenty of potential for storage, recreation, or future use.From the expansive fenced yard and garden space to the incredible pool and character throughout, 2714 Fairfield offers a rare amount of space both inside and out. Come see everything this home has to offer!

2714 Fairfield Drive, Bay City
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