Bay City Homes with Conventional Listing Terms

Bay City Homes with Conventional Listing Terms

Welcome to Bay City, Michigan—a vibrant community nestled in Bay County, where charming neighborhoods and top-notch educational opportunities come together to create an ideal environment for families and individuals alike. The Bay City School District is renowned for its commitment to academic excellence and student growth. With a variety of educational programs, dedicated teachers, and a focus on fostering a love for learning, the district prepares students for success both in and out of the classroom.

Families residing in Bay City benefit from a range of public and private schooling options, ensuring that every child can find the right fit for their educational journey. From early childhood programs to high school, Bay City schools emphasize a well-rounded curriculum that includes arts, athletics, and advanced placement courses, catering to diverse interests and talents. The community's active involvement in schools further enriches the educational experience, making it a wonderful place to raise children.

In addition to its excellent schools, Bay City offers a variety of homes available with conventional listing terms. Whether you’re a first-time homebuyer or looking to upgrade, you will find an array of properties that suit your needs and budget. From charming historic homes to modern constructions, the local real estate market is as diverse as its residents.

Living in Bay City means enjoying a tight-knit community, access to beautiful parks, and a rich history, all while ensuring your family receives a quality education. Explore the possibilities of finding your dream home in this welcoming city today!

Newest Bay City Homes with Conventional Listing Terms

4 Beds ⋅ 2 Baths ⋅ 50216417 MLS ⋅ ACTIVE Status

TOTAL RENOVATION ON TOWNLINE! Experience modern style and country charm in this beautifully remodeled modern farmhouse set on 4.10 acres. Offering 1,820 square feet of thoughtfully updated living space, the home features 4 spacious bedrooms and 2 full bathrooms. The heart of the home is a stunning, family-friendly kitchen making it ideal for every day and entertaining. The all-new primary suite provides a spacious walk-in closet featuring the convenience of an in-closet washer and dryer, along with a beautifully appointed en suite bathroom. Outside, you'll find everything you need to enjoy country living. The property includes an attached two-car garage, a new 20' x 20' pole barn, a new 12' x 24' storage shed, a large barn, and a newly constructed patio with a gazebo, perfect for relaxing or hosting family and friends while taking in the peaceful surroundings. If you've been searching for the charm of country living without sacrificing modern updates, this exceptional farmhouse delivers the best of both worlds. Call today!

688 W Townline 14 Road, Auburn

3 Beds ⋅ 2 Baths ⋅ 50216162 MLS ⋅ ACTIVE Status

Picture yourself unwinding on your private deck, gazing across Bay Valley Harbor Pond as the sun dips behind hole 16 of Bay Valley Golf Club. This stunning 3-bedroom, 2-bathroom waterfront condo delivers 1,720 square feet of resort-caliber living — without the hassle of traditional homeownership. A freshly refreshed kitchen gleams with brand-new 2026 appliances, including a stove, dishwasher, microwave, and refrigerator featuring a CRAFT ICE maker. New windows brighten the kitchen and bedrooms, while 2024 sliding patio doors with venting locks connect indoor comfort to outdoor beauty. Washer and dryer conveniently come included. The lower level opens up incredible possibilities — transform it into a mother-in-law suite, college student apartment, teenager retreat, or dedicated flex space tailored to your needs. A separate bedroom downstairs with new windows makes any configuration feel intentional and inviting. Parking a golf cart beneath the balcony means you're always minutes from tee time. The community inground pool beckons on warm afternoons, and Frankenlust Township Nature Park offers trails nearby. Bay Valley Resort sits just down the road for dining and events. Your HOA covers snow removal, lawn care, exterior maintenance, Spectrum internet, and basic cable — leaving you free to simply enjoy life. Recent upgrades include a 2023 roof, 2021 deck, and outside outlets for entertaining. **Ready to trade maintenance for leisure? Schedule your private showing today — waterfront condos like this one don't wait around.**

2383 Muirhead Drive, Bay City

2 Beds ⋅ 1 Baths ⋅ 50216133 MLS ⋅ ACTIVE Status

Welcome to 802 24th St in Bay City. This ranch-style home offers a practical single-level layout with an attached garage, spacious living area, functional kitchen with plenty of cabinetry, and a fenced backyard with deck space. The home features a newer furnace installed in July 2025 and a new roof completed in December 2025, giving buyers a strong start on major mechanical and exterior updates. Inside, the home offers solid potential with wood-look flooring, a brick accent wall, an enclosed front entry/sitting area, and a ramped front entrance for added accessibility.

802 24th Street, Bay City

2 Beds ⋅ 1 Baths ⋅ 50216085 MLS ⋅ ACTIVE Status

118 Darley Avenue offers the rare opportunity to own a home where nearly every surface, system, and finish has been thoughtfully redesigned and renovated to impress. This 2 bedroom, 1 bath condo combines the comfort of modern updates with the charm of an established neighborhood while delivering the effortless convenience of main-floor living. Vaulted ceilings and an open floor plan create an inviting sense of space, seamlessly connecting the kitchen, dining, and living areas. The timeless kitchen features crisp white cabinetry, stainless steel appliances, and a classic subway tile backsplash. Luxury vinyl plank flooring flows throughout the main living spaces, creating a warm, cohesive backdrop for everyday living. The fully renovated bathroom showcases an oversized vanity, custom tiled walk-in shower, and quality finishes throughout. An attached two-car garage, main-floor laundry, and a private screened-in porch complete a home designed for comfortable, low-maintenance living.

118 Darley Avenue, Auburn

3 Beds ⋅ 2 Baths ⋅ 50216020 MLS ⋅ ACTIVE Status

Investment Opportunity – Duplex with Strong Income Potential! Many upgrades over the last few years including, roof, furnace, tankless hot water heater, new walkway, and leveled gravel driveway. This duplex offers excellent flexibility for both investors and owner-occupants. The lower unit features 2 bedrooms, while the upper unit offers 1 bedroom, with a private entrance located at the rear of the home. The property includes a partially fenced yard, a large parking area, and a storage shed. A full basement with exterior access offers additional storage or utility space. Whether you're looking to live in one unit while generating rental income from the other or lease both units to expand your investment portfolio, this property presents a great opportunity with strong income-producing potential.

909 Michigan Avenue, Bay City

3 Beds ⋅ 3 Baths ⋅ 50216018 MLS ⋅ ACTIVE Status

PRICED OVER $25K BELOW BANK APPRAISED VALUE (call for a copy) - Stunning Newer Construction on Private 2.5 Acres - Spacious Rooms, Cathedral Ceilings and Open Floor Plan, Large Primary Suite with Ceramic "Rain" Shower, Jetted Tub & Walk-in Closet, Deck off Kitchen, Balcony off 2nd Floor Recreation Room, Over 3800 Square Feet with 3 Bedrooms & 3 Full Baths, 1st Floor Laundry, On Demand Water Heater

6785 N Michigan Road, Saginaw

2 Beds ⋅ 1 Baths ⋅ 50215896 MLS ⋅ ACTIVE Status

2 BEDROOM, 1 BATH RANCH ON A CRAWL. RED HARWOOD SIDING. ROOF, WINDOWES AND FURNACE APPROXIMATELY 10 YEARS OLD, APPLIANCES NEGOTIABLE.

603 RIDGE Road, Bay City

4 Beds ⋅ 2 Baths ⋅ 26037634 MLS ⋅ ACTIVE Status

Two story 4 bed 2 bath home in town in need of updates

909 N Johnson Street, Bay City

4 Beds ⋅ 2 Baths ⋅ 50215454 MLS ⋅ ACTIVE Status

Newly renovated historic Bay City home with updated modern appliances, granite countertops, LVP+ flooring, freshly painted interior and exterior with two laundry rooms, new concrete double car driveway with a block wall around the corner lot with flagstone, stamped concrete, and koi pond. Outdoor kitchen with propane grill and natural stone fireplace. Two newly renovated porches and a fully finished basement with built-in hot tub integrated into a bamboo spa area. Updated electric, instant water heater (tank-less) supplies entire home. Updated furnaces in the last 4 years. Two AC systems (last 3 years). Two laundry rooms. Finished basement and first floor have integrated in-wall multi-zone audio speakers for music / TV (Connect via Blue-Tooth). Walking distance from downtown and to school system. Just off Center St. Can easily function like a single family home, the first and second story are separated by an interior door. 3D tour and blueprint layout: https://www.zillow.com/view-imx/d5ffa9cb-dd22-48ae-903c-2220cfabe691?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard Seller to remove dining room chandelier, living room chandelier and matching pendant light from property prior to closing. Zoned R2 but functions great as a single family home with an extra kitchen and laundry! Link to other listing with Duplex option: https://zsvc.paragon.ice.com/s/goto/IE6IW8AnmRd

1010 6th Street, Bay City

2 Beds ⋅ 1 Baths ⋅ 50215308 MLS ⋅ ACTIVE Status

Located in Bay City, this 2-bed, 1-bath ranch offers 1,056 sq ft of comfortable living space. Enjoy total peace of mind with a recently installed new roof (including sheathing) and reliable, worry-free heating and water systems. The clean interior features updated main-level flooring from two years ago, a living room with carpet updated within the last five years, and a kitchen equipped with a newer refrigerator and stove. Perfect as a blank canvas to customize and make your own.

1210 S Monroe Street, Bay City

2 Beds ⋅ 2 Baths ⋅ 50215169 MLS ⋅ ACTIVE Status

This fabulous condo has it all! First floor living, featuring two spacious bedrooms and two full baths, first floor stackable laundry and an open floor plan, great for entertaining, The living room, dining room and updated kitchen opens to a 12x10 deck overlooking the 16th fairway of Bay Valley Golf Course. You are also steps away from your inground pool, restaurant and amenities. Many major updates including, sliding doors and windows 2024 & 2025, deck 2024, flooring, paint and window treatments in 2022, primary bedroom closet and basement 2026, bathrooms 2025 and furnace 2020. You will find extra living space in the lower level, featuring a great rec room! Conveniently located next to I 75 interchange. This beauty won't last long, move right in, there is nothing left to do but enjoy yourself! Association dues of $370 per month include Spectrum TV and Internet.

2353 Bay Woods Court, Bay City

3 Beds ⋅ 2 Baths ⋅ 20261054897 MLS ⋅ ACTIVE Status

Discover Your Dream Home in the Holly Springs Community! The Darlington Plan offers a spacious open-concept layout, seamlessly connecting the Living, Dining, and Kitchen areas—perfect for entertaining. The modern Kitchen is equipped with shaker cabinets, quartz countertops, and Stainless-Steel Appliances, including an electric smooth top range, microwave hood, and dishwasher.The primary suite features a private bath with dual vanity sinks and a large walk-in closet. There are two additional bedrooms, and a stylish secondary bathroom. Additional features include Low E insulated dual-pane vinyl windows for energy efficiency, an unfinished basement, and a 1-year limited home warranty.Discover this peaceful neighborhood setting in Monitor Township, nestled within the established Holly Springs subdivision. This corner lot community offers a quiet residential feel with convenient access to key Bay City corridors, including Midland Road and nearby local routes that make daily travel simple and efficient. Public water and sewer services support the neighborhood infrastructure, adding to the ease of living.

4657 N West View Drive, Bay City

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